VA Loans
Compare the benefits of VA loans with other mortgage types and learn how to get the most out of your VA benefits.
Debunking Myths and Revealing Truths about VA Home Loans
In this fireside chat video, Scott Van Vugt and I discuss the myths and truths of VA Home Loans. We highly rec...
Are VA Loans Assumable? Pros & Cons
Investing in a home or property is not always as simple and straightforward as applying for a loan or reaching...
The VA Loan Process Timeline
Veterans put their lives on the line to help us protect this country, and they deserve all of the assistance t...
DSCR Loans
Learn how to begin or continue building your real estate investment portfolio without the need for a hard money private loan.
Navigating the Pros and Cons of DSCR Loans
If you’re a real estate investor, you know how difficult it can be to secure a loan for your next projec...
Leveraging DSCR Loans for Airbnb and Other Short-Term Rentals
Short-term rental properties can help you build wealth over time, and thanks to the popularity of Airbnb, beco...
San Diego Real Estate Investing
Real estate investing can be a profitable and reliable way to build wealth over time, and San Diego is no exce...
Bank Statement Loans
Whether you’re self-employed looking to buy your first home or are already a seasoned homebuyer, these tips can help set you up for success.
Understanding Your Mortgage Statements
If you have a mortgage, you’ll receive your statement every month with crucial information that tells yo...
How Many Months of Bank Statement Do You Need to Qualify for a Mortgage?
When applying for a mortgage loan, your lender will ask for various documents to verify your employment and in...
No-Income Verification Mortgage: Guidelines & Considerations
Purchasing a home is the most significant and fulfilling transaction most people will make in their lifetimes....
Mortgage
Stay up to date with the most recent mortgage trends and get useful advice to guide your home financing.
Is Your Interest Rate Percentage Holding Your Equity Hostage?
Investing in homeownership has many advantages. Over time, home values increase, allowing you to sell your hom...
How to Get a Loan Without a Job
Being unemployed can be stressful for the average person. Not having a job often means having little to no inc...
If You Have a High DTI, What Can Happen?
When you apply for a mortgage loan, you must meet the lender’s criteria for approval. Your income, job histo...
Latest Posts on the Blog
Check out our most recent posts to explore our most up-to-date mortgage resources, guides, and tips.
Debunking Myths and Revealing Truths about VA Home Loans
In this fireside chat video, Scott Van Vugt and I discuss the myths and truths of VA Home Loans. We highly rec...
Is Your Interest Rate Percentage Holding Your Equity Hostage?
Investing in homeownership has many advantages. Over time, home values increase, allowing you to sell your hom...
Navigating the Pros and Cons of DSCR Loans
If you’re a real estate investor, you know how difficult it can be to secure a loan for your next projec...
Mortgage Learning: Frequently Asked Questions
What types of mortgage resources does Griffin Funding offer? 
Within our mortgage resource center, we offer resources and articles spanning a wide range of topics. From Non-QM loans to VA loans to conventional mortgages, we cover an array of topics that explain these loan types in a way that’s easy to understand. Whether you’re looking for a comprehensive guide to walk you through a certain type of mortgage product or want to learn more about specific aspects of the home loan process, we’re sure to have something for you.
In addition to articles, make sure to check out some of our more interactive mortgage resources. For example, we have a home affordability calculator that can help you determine how much house you can afford. Or, we also have a DSCR calculator that can help you calculate your debt service coverage ratio.
What is the best way to learn about mortgages and home loans?
If you’re thinking about taking out a mortgage in the near future, it’s important to do your due diligence. A home loan is one of the biggest financial decisions you will make in your life, so it’s important to do your research and stay informed.
Going through our mortgage resource center can be a great way to start learning about mortgages. We have guides for everything from conventional fixed-rate mortgages to specialized Non-QM loans. As you work your way through our mortgage resource center, you’ll also find tips, tricks, and advice related to mortgages and the home buying process.
What is the best type of mortgage?
There is no single mortgage that will be best for everyone. In order to choose the right mortgage, you need to consider your own circumstances and needs. For example, a VA loan might be the best option for a veteran starting a family, but an asset-based loan might be the best option for a small business owner with an irregular income stream.
Ultimately, the right mortgage for you depends on a variety of factors. If you’re not sure which type of mortgage is best suited for your needs, feel free to reach out to our team and we can help you compare your options.
How do I choose the right mortgage company?
Choosing the right mortgage company can have a big impact when it comes to buying a home. Different mortgage companies may offer not only different interest rates, but different levels of customer service, loan programs, and transparency.
At Griffin Funding, we’re committed to offering our customers competitive interest rates, while providing great customer service and a streamlined loan approval process. We are happy to walk you through the home loan process and customize home loans according to your needs. Take a look at our customer testimonials page to see how we’ve helped other borrowers close on their dream homes.
