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Mortage Tips & Trends

Stay up to date with the most recent mortgage trends and get useful advice to guide your home financing

VA Loan Resources

Compare the benefits of VA loans with other mortgage types and learn how to get the most out of your VA benefits

Home Buying Tips

Whether you’re looking to buy your first home or are already a seasoned real estate investor, these tips can help set you up for success

Recent Posts

HELOANs for Self-Employed Homeowners

Home equity loans, also known as HELOANs or second mortgages, can be a great way for self-employed borrowers to pull cash out of their property and use it for a variety of purposes, such as consolidating debt, making home improvements, or funding a business venture. However, for self-employed borrowers, the process of qualifying for a Read More…

DSCR Loans in New York

A debt service coverage ratio (DSCR) loan is a type of commercial loan that is typically used for investment properties. For lending purposes, the DSCR is a financial ratio that compares a property’s gross rental income to its debt service (i.e. mortgage payments). The higher the DSCR, the more income the property generates relative to Read More…

Conventional Loans for First-Time Home Buyers

A conventional loan for first-time home buyers is a traditional mortgage loan that meets the parameters set by Freddie Mac or Fannie Mae. Conventional loans require some percentage of down payment, depending on the mortgage you choose, and your credit score typically must be 620 or higher. In addition to credit score, conventional loans for Read More…

How To Get a VA Home Loan With Bad Credit

Wondering if you can get a VA home loan with bad credit? The answer is Yes. Active-duty service members and veterans who have a bumpy credit history usually find it easier than they expected to get approved for a VA home loan, even with bad credit. The U.S. Department of Veterans Affairs recognizes that many Read More…

FHA vs VA Loans: Which Mortgage Option Is Right for You?

As a first-time buyer, you may be overwhelmed by your mortgage options. Which will offer the lowest down payment, the best terms overall, and help you minimize how much you spend on your mortgage over the life of the loan? To help you sort through the massive amount of information on home loans and learn Read More…

VA Loans vs Conventional Loans

VA loans are special home loans available only to veterans and active duty service members. They’re popular among those in the military because they boast lower interest rates than conventional mortgages often offer, and sometimes come with the perk of no down payment and more flexible credit requirements. However, before you rush to get a Read More…

Review Our Eligibility and Requirement to see if you Qualify for a VA loan.

Conventional Loans for First-Time Home Buyers

A conventional loan for first-time home buyers is a traditional mortgage loan that meets the parameters set by Freddie Mac or Fannie Mae. Conventional loans require some percentage of down payment, depending on the mortgage you choose, and your credit score typically must be 620 or higher. In addition to credit score, conventional loans for Read More…

Bank Statement Loans for First-Time Home Buyers

Bank statement loans for first-time buyers are a way to secure a mortgage using non-traditional means. When you have self-employed income that you are depositing into a bank account, you can obtain a mortgage through a bank statement loan.  A bank statement loan can make it easier for business owners, contractors, and freelancers to provide Read More…

FHA Loans for First-Time Home Buyers

FHA loans for first-time home buyers make it more affordable for aspiring homeowners to purchase a home. The Federal Housing Authority (FHA) was established in 1934 as part of an effort to make homeownership more affordable for buyers that meet specific criteria. An FHA home loan for first-time home buyers is insured by the federal Read More…

Learn more about the exact requirements for VA Loan eligibility, the minimum credit
score for a VA loan with Griffin Funding.

Conventional Loans for First-Time Home Buyers

A conventional loan for first-time home buyers is a traditional mortgage loan that meets the parameters set by Freddie Mac or Fannie Mae. Conventional loans require some percentage of down payment, depending on the mortgage you choose, and your credit score typically must be 620 or higher. In addition to credit score, conventional loans for Read More…

Bank Statement Loans for First-Time Home Buyers

Bank statement loans for first-time buyers are a way to secure a mortgage using non-traditional means. When you have self-employed income that you are depositing into a bank account, you can obtain a mortgage through a bank statement loan.  A bank statement loan can make it easier for business owners, contractors, and freelancers to provide Read More…

FHA Loans for First-Time Home Buyers

FHA loans for first-time home buyers make it more affordable for aspiring homeowners to purchase a home. The Federal Housing Authority (FHA) was established in 1934 as part of an effort to make homeownership more affordable for buyers that meet specific criteria. An FHA home loan for first-time home buyers is insured by the federal Read More…

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