Mortgages & Home
Loan Lenders

Griffin Funding is a mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.

Which best describes you?

Please select an option
Self Employed
Select this option if you work for yourself and not an employer.
VA Eligible
If you are a current service member or veteran select this option.
Real Estate Investor
Select this option if you organize and assist in real estate transactions.
Select this option if none of the other 3 options apply.

Which best describes you?

Please select an option
A VA purchase loan can be used to buy a new home, build a home, or make improvements with no down payment.
Refinancing allows you to improve the terms of your loan by reducing your monthly payment and saving you money.

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    Our Primary Loan Types


    VA Home Loans & Mortgages

    Compare the benefits of VA home loans with other mortgage types and learn how to get the most out of your VA benefits


    Bank Statement Loans

    Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income.


    DSCR Loans

    Instead of a traditional loan using tax returns, real estate investors can qualify using rental income as proof of income.


    Asset-Based Loans

    Instead of using traditional income like W2s and tax returns, retirees or high net worth individuals can qualify using their assets as income.

    How it Works


    Apply Online

    It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.


    Get Approval

    Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a easy to understand manner


    Loan Funded

    In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.


    Pay Monthly

    You make monthly payments to us via mail, phone or direct deposit,
    it’s that easy.

    Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible.

    Loans by Location

    Our Team


    Bill Lyons

    Founder, CEO


    Colby Freer

    Sr. Loan Officer


    Sarah Howell

    Sr. Loan Officer


    Scott Van Vugt

    Sr. Loan Officer

    Recent Posts

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    Saving for a down payment and being able to prove your ability to repay a home loan can be challenging, especially if you don’t have a traditional job. However, alternative options exist, depending on your unique financial situation. If you have a 401(k) retirement account, you may be able to tap into it as income

    A young couple stands beside a smiling real estate agent who’s holding a red clipboard and gesturing with a pen in her other hand.

    Are you wondering how to buy a house with low income? Buying a house with a low income can be a significant challenge, particularly with existing mortgage requirements and the competitive nature of the housing market. On the other hand, low income houses are available, and income-based loans can make it easier for people with

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    Getting pre-approved is the first step to homeownership. A pre-approval letter demonstrates that you qualify for a home loan and the total loan amount a lender might be willing to offer. A mortgage pre-approval doesn’t guarantee you’ll receive the same amount during final approval. However, it can help your offer look more appealing to sellers,

      Ready to get started? Contact us today!