Mortgages & Home
Loan Lenders
Griffin Funding is a mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.
Our Primary Loan Types
VA Home Loans & Mortgages
Compare the benefits of VA home loans with other mortgage types and learn how to get the most out of your VA benefits
Bank Statement Loans
Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income.
DSCR Loans
Instead of a traditional loan using tax returns, real estate investors can qualify using rental income as proof of income.
Asset-Based Loans
Instead of using traditional income like W2s and tax returns, retirees or high net worth individuals can qualify using their assets as income.
How it Works
1.
Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
2.
Get Approval
Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a easy to understand manner
3.
Loan Funded
In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.
4.
Pay Monthly
You make monthly payments to us via mail, phone or direct deposit,
it’s that easy.
Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible.
Loans by Location
Our Team
Bill Lyons
Founder, CEO
Colby Freer
Sr. Loan Officer
Sarah Howell
Sr. Loan Officer
Scott Van Vugt
Sr. Loan Officer
Recent Posts
The United States Department of Veterans Affairs provides a valuable home loan benefit to current service members, veterans, and eligible surviving spouses. VA loans are often easier to secure because the approval criteria and lending qualifications tend to be less restrictive than other available types of mortgage loans. The VA offers, through a network of Read More…
Qualifying veterans, active-duty service members, and surviving spouses may be eligible for VA loan benefits that can help them get into their dream homes, such as zero money down, lower interest rates, and more flexibility. VA home loans were created in the 1940s and have drastically changed over the last 70-plus years as they have Read More…
Lenders ask for the necessary documentation to ensure you qualify for a home loan, including job history, tax returns, pay stubs, and other types of proof of income. Tax returns help the lender determine your ability to repay based on information about last year’s income. Income verification for a mortgage is crucial because it helps Read More…