Mortgages & Home
Loan Lenders

Griffin Funding is a direct-to-consumer mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, Home Equity Loans, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.

Which best describes you?

Please select an option
Self Employed
Select this option if you work for yourself and not an employer.
VA Eligible
If you are a current service member or veteran select this option.
Real Estate Investor
Select this option if you invest in income-producing rental properties.
Other
Select this option if none of the other 3 options apply.

What is the loan purpose?

Please select an option
Purchase
A purchase loan can be used to buy a home.
Refinance
A 'rate and term' refinance allows you to improve the terms of your existing mortgage by lowering the monthly payment. A 'cashout refinance' allows you to convert equity into cash.
Home Equity
A home equity loan or line of credit is a 2nd mortgage that allows you to convert equity to cash without having to touch your existing 1st mortgage.

Tell us more about yourself…

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By completing this form, you consent to receive text messages from Griffin Funding and agree to Griffin Funding's Terms of Use and Privacy Policy. Messenging frequency varies. Standard message and data rates may apply. Expect important notifications about our services, updates on upcoming meetings and replies from your dedicated representative. For HELP, reply "HELP" at anytime. You can opt out at any time by replying "STOP" to any message.










    Loans designed for your needs

    Nationwide Boutique Mortgage Banker

    Direct Lender with Unparalleled Flexibility

    Top Tier Guidance
    and Service

    Our Primary Loan Types

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    VA Home Loans & Mortgages

    Compare the benefits of VA home loans with other mortgage types and learn how to get the most out of your VA benefits

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    Bank Statement Loans

    Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income.

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    DSCR Loans

    Instead of a traditional loan using tax returns, real estate investors can qualify using rental income as proof of income.

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    Asset-Based Loans

    Instead of using traditional income like W2s and tax returns, retirees or high net worth individuals can qualify using their assets as income.

    How it Works

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    It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.

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    2.
    Get Approval

    Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a easy to understand manner

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    3.
    Loan Funded

    In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

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    4.
    Pay Monthly

    You make monthly payments to us via mail, phone or direct deposit,
    it’s that easy.

    Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible.

    Loans by Location

    Our Team

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    Bill Lyons

    Founder, CEO

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    Colby Freer

    Sr. Loan Officer

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    Sarah Howell

    Sr. Loan Officer

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    Scott Van Vugt

    VP of Lending

    Recent Posts

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    While “no doc” is short for “no documentation,” there are actually no true no doc loans. Instead, they’re low doc loans that require minimal paperwork for loan approval. This approach caters to the needs of business owners who may face challenges in providing the extensive financial documentation required by traditional lenders, such as tax returns,

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    Read on to learn more about BRRRR loans and explore how this approach can open doors to lucrative opportunities.  What Is the BRRRR Method? BRRRR stands for buy, rehab, rent, refinance, and repeat. The BRRRR real estate investment method is a strategy investors use to build a real estate portfolio and maximize returns by following

      Ready to get started? Contact us today!

      By completing this form, you consent to receive text messages from Griffin Funding and agree to Griffin Funding's Terms of Use and Privacy Policy. Messenging frequency varies. Standard message and data rates may apply. Expect important notifications about our services, updates on upcoming meetings and replies from your dedicated representative. For HELP, reply "HELP" at anytime. You can opt out at any time by replying "STOP" to any message.