Mortgages & Home
Loan Lenders

Griffin Funding is a mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.

Which best describes you?

Please select an option
Self Employed
Select this option if you work for yourself and not an employer.
VA Eligible
If you are a current service member or veteran select this option.
Real Estate Investor
Select this option if you organize and assist in real estate transactions.
Neither
Select this option if none of the other 3 options apply.

Which best describes you?

Please select an option
Purchase
A VA purchase loan can be used to buy a new home, build a home, or make improvements with no down payment.
Refinance
Refinancing allows you to improve the terms of your loan by reducing your monthly payment and saving you money.

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    Our Primary Loan Types

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    VA Home Loans & Mortgages

    Compare the benefits of VA home loans with other mortgage types and learn how to get the most out of your VA benefits

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    Bank Statement Loans

    Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income.

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    DSCR Loans

    Instead of a traditional loan using tax returns, real estate investors can qualify using rental income as proof of income.

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    Asset-Based Loans

    Instead of using traditional income like W2s and tax returns, retirees or high net worth individuals can qualify using their assets as income.

    How it Works

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    1.
    Apply Online

    It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.

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    2.
    Get Approval

    Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a easy to understand manner

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    3.
    Loan Funded

    In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

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    4.
    Pay Monthly

    You make monthly payments to us via mail, phone or direct deposit,
    it’s that easy.

    Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible.

    Loans by Location

    Our Team

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    Bill Lyons

    Founder, CEO

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    Colby Freer

    Sr. Loan Officer

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    Sarah Howell

    Sr. Loan Officer

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    Scott Van Vugt

    Sr. Loan Officer

    Recent Posts

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    The United States Department of Veterans Affairs provides a valuable home loan benefit to current service members, veterans, and eligible surviving spouses. VA loans are often easier to secure because the approval criteria and lending qualifications tend to be less restrictive than other available types of mortgage loans. The VA offers, through a network of Read More…

    Female,Health,Insurance,Broker,Presenting,His,Insurance,Benefits,To,Businessman

    Qualifying veterans, active-duty service members, and surviving spouses may be eligible for VA loan benefits that can help them get into their dream homes, such as zero money down, lower interest rates, and more flexibility.  VA home loans were created in the 1940s and have drastically changed over the last 70-plus years as they have Read More…

    Bookkeeping.,Busy,Millennial,Indian,Woman,Professional,Accountant,Preparing,Annual,Financial

    Lenders ask for the necessary documentation to ensure you qualify for a home loan, including job history, tax returns, pay stubs, and other types of proof of income.  Tax returns help the lender determine your ability to repay based on information about last year’s income. Income verification for a mortgage is crucial because it helps Read More…

      Ready to get started? Contact us today!