Mortgages & Home
Loan Lenders
Griffin Funding is a mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.
Our Primary Loan Types
VA Home Loans & Mortgages
Compare the benefits of VA home loans with other mortgage types and learn how to get the most out of your VA benefits
Bank Statement Loans
Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income.
DSCR Loans
Instead of a traditional loan using tax returns, real estate investors can qualify using rental income as proof of income.
Asset-Based Loans
Instead of using traditional income like W2s and tax returns, retirees or high net worth individuals can qualify using their assets as income.
How it Works
1.
Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
2.
Get Approval
Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a easy to understand manner
3.
Loan Funded
In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.
4.
Pay Monthly
You make monthly payments to us via mail, phone or direct deposit,
it’s that easy.
Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible.
Loans by Location
Our Team
Bill Lyons
Founder, CEO
Colby Freer
Sr. Loan Officer
Sarah Howell
Sr. Loan Officer
Scott Van Vugt
Sr. Loan Officer
Recent Posts
Becoming a homeowner is a big step, and you must be financially prepared. Asking yourself, “How much house can I afford?” can help you determine whether you’ll qualify for a loan based on income, debt obligations, down payment, housing expenses, available funds, loan terms, and more. Use our home affordability calculator to help you determine Read More…
Real estate investors can choose many different types of home loans to finance their property purchases. A DSCR loan allows investors to avoid high rates, lengthy approval processes, and stringent lending criteria by qualifying based on cash flow, also known as net operating income, instead of personal income. This DSCR calculator can help you determine Read More…
CoreLogic recently released its Home Price Appreciation Report, revealing that home prices in the US appreciated by 6.9% in 2022. This growth is expected to continue in 2023, with the company forecasting a 3% increase in home prices. While the media and neigh sayers think we are headed for a housing bubble or crash… it Read More…
