Mortgages & Home
Loan Lenders
Griffin Funding is a mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.
Our Primary Loan Types
VA Home Loans & Mortgages
Compare the benefits of VA home loans with other mortgage types and learn how to get the most out of your VA benefits
Bank Statement Loans
Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income.
DSCR Loans
Instead of a traditional loan using tax returns, real estate investors can qualify using rental income as proof of income.
Asset-Based Loans
Instead of using traditional income like W2s and tax returns, retirees or high net worth individuals can qualify using their assets as income.
How it Works
1.
Apply Online
It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
2.
Get Approval
Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a easy to understand manner
3.
Loan Funded
In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.
4.
Pay Monthly
You make monthly payments to us via mail, phone or direct deposit,
it’s that easy.
Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible.
Loans by Location
Our Team
Bill Lyons
Founder, CEO
Colby Freer
Sr. Loan Officer
Sarah Howell
Sr. Loan Officer
Scott Van Vugt
Sr. Loan Officer
Recent Posts
Home equity loans, also known as HELOANs or second mortgages, can be a great way for self-employed borrowers to pull cash out of their property and use it for a variety of purposes, such as consolidating debt, making home improvements, or funding a business venture. However, for self-employed borrowers, the process of qualifying for a Read More…
A debt service coverage ratio (DSCR) loan is a type of commercial loan that is typically used for investment properties. For lending purposes, the DSCR is a financial ratio that compares a property’s gross rental income to its debt service (i.e. mortgage payments). The higher the DSCR, the more income the property generates relative to Read More…
A conventional loan for first-time home buyers is a traditional mortgage loan that meets the parameters set by Freddie Mac or Fannie Mae. Conventional loans require some percentage of down payment, depending on the mortgage you choose, and your credit score typically must be 620 or higher. In addition to credit score, conventional loans for Read More…
