Mortgages & Home
Loan Lenders

Griffin Funding is a direct-to-consumer mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, Home Equity Loans, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.

Which best describes you?

Please select an option
Self Employed
Select this option if you work for yourself and not an employer.
VA Eligible
If you are a current service member or veteran select this option.
Real Estate Investor
Select this option if you invest in income-producing rental properties.
Other
Select this option if none of the other 3 options apply.

What is the loan purpose?

Please select an option
Purchase
A purchase loan can be used to buy a home.
Refinance
A 'rate and term' refinance allows you to improve the terms of your existing mortgage by lowering the monthly payment. A 'cashout refinance' allows you to convert equity into cash.
Home Equity
A home equity loan or line of credit is a 2nd mortgage that allows you to convert equity to cash without having to touch your existing 1st mortgage.

Tell us more about yourself…

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By completing this form, you consent to receive text messages from Griffin Funding and agree to Griffin Funding's Terms of Use and Privacy Policy. Messaging frequency varies. Standard message and data rates may apply. Expect important notifications about our services, updates on upcoming meetings and replies from your dedicated representative. For HELP, reply "HELP" at anytime. You can opt out at any time by replying "STOP" to any message.


























    Review logo Review logo Review logo Review logo Review logo Review logo
    Outstanding Client ExperienceOutstanding Client Experience
    Advisors, NOT SalespeopleAdvisors, NOT Salespeople
    Effortless Digital Mortgage PlatformEffortless Digital Mortgage Platform
    Tailored Loan SolutionsTailored Loan Solutions
    Direct Lender with Unparalleled FlexibilityDirect Lender with Unparalleled Flexibility
    Efficient & Timely ProcessEfficient & Timely Process
    Direct-to-Consumer AdvantageDirect-to-Consumer Advantage
    Outstanding Client ExperienceOutstanding Client Experience
    Advisors, NOT SalespeopleAdvisors, NOT Salespeople
    Effortless Digital Mortgage PlatformEffortless Digital Mortgage Platform
    Tailored Loan SolutionsTailored Loan Solutions
    Direct Lender with Unparalleled FlexibilityDirect Lender with Unparalleled Flexibility
    Efficient & Timely ProcessEfficient & Timely Process
    Direct-to-Consumer AdvantageDirect-to-Consumer Advantage

    Our Primary Loan Types

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    VA Home Loans & Mortgages

    Compare the benefits of VA home loans with other mortgage types and learn how to get the most out of your VA benefits

    LEARN MORE

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    Bank Statement Loans

    Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income.

    LEARN MORE

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    DSCR Loans

    Instead of a traditional loan using tax returns, real estate investors can qualify using rental income as proof of income.

    LEARN MORE

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    Asset-Based Loans

    Instead of using traditional income like W2s and tax returns, retirees or high net worth individuals can qualify using their assets as income.

    LEARN MORE

    Mortgages & Home Loan Lenders

    Griffin Funding is a direct-to-consumer mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, Home Equity Loans, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.

    Our Primary Loan Types

    Bank Statement Loans icon Bank Statement Loans

    Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income.

    LEARN MORE
    DSCR Loans icon DSCR Loans

    Instead of a traditional loan using tax returns, real estate investors can qualify using rental income as proof of income.

    LEARN MORE
    Home Equity Loans icon Home Equity Loans

    Instead of using traditional income like W2s and tax returns, retirees or high net worth individuals can qualify using their assets as income.

    LEARN MORE
    VA Home Loans icon VA Home Loans & Mortgages

    Compare the benefits of VA home loans with other mortgage types and learn how to get the most out of your VA benefits

    LEARN MORE

    Mortgages & Home Loan Lenders

    Griffin Funding is a direct-to-consumer mortgage lender that specializes in Bank Statement Loans for the self-employed, DSCR Loans for real estate investors, Home Equity Loans, and VA Loans for veterans and active duty military. Griffin Funding is dedicated to delivering 5-Star Service, a fully-digital easy-to-use experience, and financial expertise.

    How it Works

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    1.
    Apply Online

    It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.

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    2.
    Get Approval

    Within 24 hours of receipt of your loan application, we will provide you a written offer disclosing all terms in a easy to understand manner

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    3.
    Loan Funded

    In a matter of days, not weeks like most lenders, the loan is funded through escrow and funds wired to you directly.

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    4.
    Pay Monthly

    You make monthly payments to us via mail, phone or direct deposit,
    it’s that easy.

    Apply Now

    Customer Reviews

    “Griffin Funding made the refinance of our two e am a real estate broker and have worked with many lending companies. My experience with Hugo, Molly and Lisa at Griffin Funding was exceptional. I refinanced my personal home with them and they explained my options on programs to meet my needs, communicated with me through out the entire process, without me having to follow up, and closed quickly as promised. “
    Rhonda M.
    “Manuel, loan officer & Deanna processor helped me with a DSCR loan on one of my investment properties. While in processing the communication and care I received was way above my expectations from both of them. They will do what it takes to get it done. I will continue to do business with them in the future. Ask for Manuel, he's an asset to the Griffin team, he knows his guidelines and programs. Thank you again!“
    Panfilo Zuñiga
    “Griffin funding is an amazing DSCR lender. Our team, especially Manuel, Molly and Lisa communicated flawlessly throughout the process, getting the loan approved on time! Can't say thank you enough and will recommend them to any investor, especially those looking for a DSCR loan on 4+ unit buildings. Great job guys!“
    Sofya howard
    “The people at Griffin Funding were extremely helpful with my DSCR loan.  A big shoutout to Miguel Rodriguez & Deanna Griffin!“
    Clyde Howell

    Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible.

    Contact Us

    Loans by Location

    Get a Quote

    Our Team

    bill-97x97

    Bill Lyons

    Founder, CEO

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    colby-97x97

    Colby Freer

    Sr. Loan Officer

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    sarah-97x97

    Sarah Howell

    Sr. Loan Officer

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    scott-97x97

    Scott Van Vugt

    VP of Lending

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    Recent Posts

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    What Happens to the Housing Market During a Recession? A recession sends shockwaves through the economy. Companies slow hiring, people lose jobs, and consumer confidence drops. When uncertainty rises, large financial decisions like buying a home get delayed — sometimes indefinitely. If you’ve been dreaming about buying a home, you might hesitate when headlines scream…

    July 14, 2025
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    If you plan to purchase or refinance a home in the coming year, understanding the conventional loan limits in 2025 is crucial. These limits directly impact how much you can borrow without crossing into jumbo loan territory, which comes with different rules and higher qualification standards.  Whether buying a single-family home or a multi-unit property,…

    July 2, 2025
    A hand stacking wooden blocks with a red % sign drawn on them.

    What Affects Mortgage Rates? Mortgage rates fluctuate constantly based on a variety of economic variables and the particular rate a borrower qualifies for depends on personal factors. If you’re planning to buy a home, refinance, or invest in property, it’s important to understand the factors that affect mortgage rates so you can better time your…

    June 28, 2025

      Ready to get started? Contact us today!

      By completing this form, you consent to receive text messages from Griffin Funding and agree to Griffin Funding's Terms of Use and Privacy Policy. Messaging frequency varies. Standard message and data rates may apply. Expect important notifications about our services, updates on upcoming meetings and replies from your dedicated representative. For HELP, reply "HELP" at anytime. You can opt out at any time by replying "STOP" to any message.