Bank Statement Loans
See how bank statement loans compare to other types of financing, explore the benefits of bank statement loans, and find out how business owners, retirees, and more can get the most out of this loan.
What podcasters, streamers, and full-time creators need to know about qualifying for a mortgage
Among 1,000 U.S. creators surveyed in January 2026 by The Influencer Marketing Factory, 23.8% had been creating for less than a year and another 38.8% for one to three years, so roughly six in ten of those surveyed are three years in or less. The same creators ranked inconsistent income as their second-biggest challenge, behind...
Bank Statement Loan Document Checklist
The main difference between bank statement loans and conventional mortgages is how your income is verified...
Bank Statement Loan Refinance Calculator
Bank Statement Loan Refinance Calculator What Is a Bank Statement Loan? A bank statement loan is a type of...
Bank Statement Loan Examples & Use Cases
Who Are Bank Statement Loans for? A bank statement loan is designed for self-employed borrowers who have...
No Doc Business Loans: What You Need to Know
While “no doc” is short for “no documentation,” there are actually no true no doc loans. Instead, they’re low doc loans that require minimal paperwork for loan approval. This approach caters to the needs of business owners who may face challenges in providing the extensive financial documentation required by traditional lenders, such as tax returns,...
Bank Statement Loan Calculator
A bank statement loan calculator turns 12 or 24 months of bank deposits into qualifying income, then estimates...
What Is an Asset Depletion Mortgage & Is It Right for You?
When most people think about home loans, they’re thinking of conventional loans. These loans have strict...
A Guide to NINA Loans
Investing in real estate can help you passively build wealth over time — whether you purchase a primary...
Stated Income Loans: Definition, Background, & Alternatives
Applying for a mortgage is a significant moment that means you’re ready to buy a house. Unfortunately, many home loans have strict lending criteria that prevent trustworthy borrowers from securing financing for a home or investment property. Over the years, the mortgage industry has evolved, creating more loan opportunities for borrowers of all types, including...
How Many Months of Bank Statement Do You Need to Qualify for a Mortgage?
When applying for a mortgage loan, your lender will ask for various documents to verify your employment and...
No-Income Verification Mortgage: Can You Get a Mortgage Without Tax Returns?
Purchasing a home is the most significant and fulfilling transaction most people will make in their lifetimes...
Proof of Funds Letter: What It Is & Why You Might Need One
When shopping for your dream home, sellers want to know you’re someone they can trust. Unfortunately, buyers...
Bank Statement Loans for Self-Employed Homebuyers in San Diego
As a self-employed individual in San Diego, obtaining financing to buy real estate can be challenging...
Retirement Mortgages: A Guide to Mortgage Loans for Seniors
What Is a Retirement Mortgage? A retirement mortgage is a home loan designed to work with non-traditional...
A Guide to Getting a Mortgage When You’re Self-Employed
If you are self-employed, you may have heard that getting a mortgage is a bit different. A mortgage for...
What Is a Bank Statement? What It Is, Why It’s Important, & How to Get One
If you are a first-time home buyer, it’s important to explore all your options when trying to secure funding...
How to Get a Loan When You’re Self-Employed
Being self-employed comes with its benefits and drawbacks. While you may be your own boss, you’re seen as a...
How Self-Employed Home Equity Loans Work
The path to getting a home equity loan can be more difficult if you’re self-employed. However, there are...
Bank Statement Loans: Get a Mortgage as a Self-Employed First-Time Home Buyer
Bank statement loans for first-time buyers are a way to secure a mortgage using non-traditional means. When...
How to Get a Mortgage Loan as a Gig Worker
The gig economy has changed the way Americans work — perhaps forever. There are 57.3 million freelancers...
How Bank Statements Loans Can Get You Your Desired Home Mortgage
Sandra has always been very independent. From a young age, she found creative ways to earn money, from...
Latest Posts on the Blog
Self-employed earnings fall short of homebuying needs in 22 of 23 major metros
A Griffin Funding analysis of 2025 Census ACS 1-Year estimates and June 2026 Redfin affordability data found...
Homeowners who won’t give up a 3% mortgage are becoming landlords instead
Griffin Funding reviewed federal mortgage data, rental listing trends, economic research on rate lock-in and...
What podcasters, streamers, and full-time creators need to know about qualifying for a mortgage
Among 1,000 U.S. creators surveyed in January 2026 by The Influencer Marketing Factory, 23.8% had been...