About Griffin Funding

Griffin Funding is a mortgage company that helps borrowers secure a new home loan or refinance an existing mortgage. Our team leverages cutting-edge technology to originate loans that meet your particular needs. Although we specialize in VA loans and self-employed loans, we offer a wide array of loan and advising services. Contact Griffin Funding today to access top-tier customer service and highly competitive interest rates.

Keep reading to learn more about us and why we make an excellent partner in securing a home loan.

Our Mission

At Griffin Funding, our mission is to serve our customers with honesty, integrity, and competence while providing the lowest interest rates and closing costs we possibly can. We always strive to be transparent with all of our clients and provide excellent customer service so that you can be confident that you’re getting a great deal on your home loan. What sets us apart from other mortgage companies is our ability to work with you to create highly personalized home loans that are tailored to your specific financial situation. Reach out to us today to find out more about the wide selection of mortgage products we offer and how you can get started in buying a home.

What Is the US Mortgage Process?

When buying a home in the United States, most buyers opt to take out a home loan, or a mortgage, in order to get the capital they need to make the purchase and spread the payments out over time. So, the very first step in securing a mortgage is to determine how much you can afford to spend on a home. This will give you an idea of how much money you’ll need to borrow from a mortgage company.

Once you’ve come up with a budget, you may want to get pre-approved for a home loan by a mortgage lender. After a mortgage lender looks over your current financial situation, they may issue you a pre-approval letter that can help expedite the home-buying process.

Now comes the exciting part: finding a home. Once you find a home that you’d like to buy, you’ll make an offer to the buyer. If the buyer accepts your offer, then you’re well on your way to purchasing a home. You’ll just have to order a home inspection and complete the rest of the mortgage process.

You can return to the mortgage lender that gave you a pre-approval letter—or a different lender, if you can find a better interest rate—and fill out a full mortgage application. You’ll give the lender certain documentation and they’ll review your financials to create a loan estimate. From there, you’ll just have to have the home appraised, wait as the loan is underwritten and processed, and then officially close the deal.

What to Expect with Griffin Funding

When you work with Griffin Funding, the first step in the process will be speaking with one of our mortgage strategists, who will evaluate the best loan options for you and find the lowest interest rate you qualify for based on your credit score and other determining factors. We will provide you with a personalized analysis that lays out your loan options, so you can compare your options and decide which one best suits your needs. 

Then, you’ll complete a loan application either over the phone or through our secure digital mortgage platform. Once you’ve completed the loan application, we can lock in your interest rate and help you along through the rest of the mortgage process. 

At Griffin Funding, we strive to tailor home loans to your unique situation while keeping our lending process as straightforward as possible. If you have any questions about us or concerns during the mortgage process, you can always reach out to us for support.

Where Are We licensed?

Griffin Funding holds licenses in over a dozen US states. Below is a list of the specific licenses we hold in each state

  • Arizona: Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0939726
  • California: Licensed by the Department of Financial Protection and Innovation (DFPI) under California Finance Lender Law (CFL) No. 60DBO-44274;  DRE – 01943169
  • Colorado: Mortgage Company Registration – Regulated by the Division of Real Estate – 1120111
  • Florida: Licensed as a Mortgage Broker by the Office of Financial Regulation No. MBR3384; Licensed as a Mortgage Lender by the Office of Financial Regulation No. MLD1944
  • Georgia: Georgia Residential Mortgage Licensee – Licensed as a Mortgage Lender by the Department of Banking and Finance No. 1120111
  • Hawaii: Licensed as a Mortgage Loan Originator Company No. HI-120111
  • Idaho: Licensed as a Mortgage Broker/Lender No. MBL-2081120111
  • Maryland: Licensed as a Mortgage Lender by the Commissioner of Financial Regulation No. 06-24746
  • Michigan: 1st Mortgage Broker/Lender License No. FL0023397
  • Montana: Mortgage Lender License No. 1120111
  • Tennessee: Mortgage License No. 214045
  • Texas: 1120111 (See licensing page for full Texas disclaimer)
  • Virginia: Licensed as a Mortgage Lender and Broker by the Virginia State Corporation Commission No. MC-7294; NMLS ID No. 1120111
  • Washington: Licensed by the Department of Financial Institutions under the Consumer Loan Act No.  CL-1120111

Why Work with Us?

Buying a home is one of the biggest financial decisions you make in your life. However, for many people the mortgage process can appear complicated and overwhelming. One important thing to know about us is, when you work with Griffin Funding, you’ll get personalized assistance from knowledgeable loan specialists who can help you secure a great loan at a competitive interest rate. We offer a number of traditional and non-traditional loan services, so you can find exactly what you’re looking for. Plus, our online application makes applying for a home loan quick and easy.

Our Commitment to Service Members

Something else important about us is that we take great pride in working with veterans and honoring the sacrifices they have made for this country. We specialize in VA loans and allow veterans to take cash out up to 100% of the value of their home when using these types of loans. Additionally, we can offer loans that exceed the VA county limit. 

We also support veterans by partnering with Shelter to Soldier (STS), a San Diego-based nonprofit committed to rescuing shelter dogs and training them as service animals for post-9/11 veterans suffering from PTSD and other traumatic brain injuries. Since 2014, Griffin Funding has sponsored at least one dog per year, contributing funds to help them get trained as service animals and partnered with veterans. 

Loan Solutions for All Types of Borrowers

As we mentioned above, Griffin Funding offers a variety of traditional and non-traditional loans to fit different circumstances. Some of the loan services we offer include: 

If you’re searching for a home loan, then Griffin Funding is the mortgage company for you. We are proud to offer loan services in the states of AZ, CA, CO, FL, GA, HI, ID, MD, MI, MT, TN, TX, VA, and WA. Contact us today to see how we can help. 

Don’t see what you were looking for on our about us page? We’re happy to answer any questions you still have.