Leveraging DSCR Loans for Airbnb and Other Short-Term Rentals

Short-term rental properties can help you build wealth over time, and thanks to the popularity of Airbnb, becoming a real estate investor is easier than ever before. A short-term rental with regular bookings can outperform long-term rental properties like apartments or single-family homes. Additionally, you can expect your home’s value to increase in value —...

May 17, 2023

San Diego Real Estate Investing

Real estate investing can be a profitable and reliable way to build wealth over time, and San Diego is no exce...

April 22, 2023

DSCR Loan vs Conventional Loan

If you are a new or seasoned real estate investor, it can be difficult to qualify for traditional forms of fin...

April 3, 2023

Do You Need Pay Stubs to Buy a House? How To Prove Your Income

Lenders ask for the necessary documentation to ensure you qualify for a home loan, including job history, tax ...

March 28, 2023

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What Is a Good Debt Service Coverage Ratio?

Real estate investors seeking an investment property loan should consider their debt service coverage ratio (DSCR) to measure their cash flow and ability to pay debts. Lenders can use a borrower’s DSCR to determine their ability to repay the loan based on cash flow rather than income or job history.  DSCR loans, also known as...

March 28, 2023

Calculate Your Debt Service Coverage Ratio (DSCR)

Real estate investors can choose many different types of home loans to finance their property purchases. A DSC...

February 27, 2023

DSCR Loans in New York

A debt service coverage ratio (DSCR) loan is a type of commercial loan that is typically used for investment p...

January 15, 2023

DSCR Formula and Calculation

“No tax returns needed! No income verification! Use your rental income to finance your investment proper...

September 15, 2022

Build a Cash Flow Positive Real Estate Portfolio with One Simple Loan

Griffin Funding offers Investment Property Loans, or DSCR loans. A DSCR loan is a type of non-QM loan for new or seasoned real estate investors. With this particular program, no income or tax return verification is required. You can easily qualify based on the property’s cash flow. As a real estate investor, you can avoid...

October 14, 2021