Navigating the Pros and Cons of DSCR Loans

If you’re a real estate investor, you know how difficult it can be to secure a loan for your next project. Traditional lenders look at your personal income to determine your eligibility. However, if you’re an investor, you take deductions on your tax returns to reduce your taxable (net) income, potentially affecting your ability to...

May 17, 2023

Leveraging DSCR Loans for Airbnb and Other Short-Term Rentals

Short-term rental properties can help you build wealth over time, and thanks to the popularity of Airbnb, beco...

May 17, 2023

San Diego Real Estate Investing

Real estate investing can be a profitable and reliable way to build wealth over time, and San Diego is no exce...

April 22, 2023

DSCR Loan vs Conventional Loan

If you are a new or seasoned real estate investor, it can be difficult to qualify for traditional forms of fin...

April 3, 2023

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Do You Need Pay Stubs to Buy a House? How To Prove Your Income

Lenders ask for the necessary documentation to ensure you qualify for a home loan, including job history, tax returns, pay stubs, and other types of proof of income.  Tax returns help the lender determine your ability to repay based on information about last year’s income. Income verification for a mortgage is crucial because it helps...

March 28, 2023

What Is a Good Debt Service Coverage Ratio?

Real estate investors seeking an investment property loan should consider their debt service coverage ratio (D...

March 28, 2023

Calculate Your Debt Service Coverage Ratio (DSCR)

Real estate investors can choose many different types of home loans to finance their property purchases. A DSC...

February 27, 2023

DSCR Loans in New York

A debt service coverage ratio (DSCR) loan is a type of commercial loan that is typically used for investment p...

January 15, 2023

DSCR Formula and Calculation

“No tax returns needed! No income verification! Use your rental income to finance your investment properties!” Have you seen ads promising easy funding from DSCR loans? In truth, there is nothing magical about the DSCR (debt-service coverage ratio). But it’s an important measure of the financial stability of a real estate investment project and your...

September 15, 2022

Build a Cash Flow Positive Real Estate Portfolio with One Simple Loan

Griffin Funding offers Investment Property Loans, or DSCR loans. A DSCR loan is a type of non-QM loan for new ...

October 14, 2021