Welcome to our website (“Website”). We know that privacy is an important issue for our visitors and we want them to know that we take privacy seriously. Please take a minute to review our privacy policy (“Privacy Policy”) , which describes what types of personally and non-personally identifiable information we collect from visitors; the purposes for which we use this information, and to whom and under what circumstances we disclose this information. The terms “we”, “us”, or “our” as used in this Privacy Policy refer to Griffin Funding.

Your use of this Website and the content and services provided through or in connection with this Website are subject to this Privacy Policy and our Terms of Use Agreement (“Agreement”). Each time you use our Website, you agree to be bound by this Privacy Policy and the current Agreement. If you do not agree to this Privacy Policy and Agreement, you must immediately discontinue use of this Website.

Personally Identifiable Information

In this Privacy Policy, personally identifiable information means information that identifies a particular individual, such as an individual’s name, postal address, e-mail address and phone number. The following are certain situations in which we may collect personally identifiable information from you:

  • When you fill out forms or fields on this Website;
  • When you communicate with us or request information about us, this Website and our services, whether via email or other means;
  • When you participate in forums or provide user generated content or submissions.
  • When you participate in online surveys;
  • When you participate in any of our marketing initiatives, including, contests, events, or promotions; and
  • It is also possible that we may collect personally identifiable information about you from sources other than you, such as through use of tools on our site, other users of our products and services and our business partners.

If you use any functionality on this Website allowing you to send content to a friend, then please be aware that: (a) we may display your email address to your friend; and (b) we may use information you provide about your friend to facilitate the communication and as otherwise set forth in this Privacy Policy.

Non-Personally Identifiable Information

We may collect demographic information about you such as gender, zip code, and birth date, and information regarding your preferences and usage. This type of information is not, by itself, personally identifiable information. However, if we link such information with personally identifiable information in a manner that identifies a particular individual, then we will treat all such information as personally identifiable information for purposes of this Privacy Policy.

We may collect non-personally identifiable information about you through a variety of technical methods, including the following:

  • Collection of Usage Details and IP Address. While you use this Website, we may collect details of your visits to this Website, including, but not limited to, traffic data, location data, logs, the resources that you access, and information about your computer and internet connection, including your IP address, operating system and browser type. We may use this information for system administration and to report aggregate information to our advertisers and business partners.
  • Collection with Cookies. “Cookies” are pieces of information that a Website sends to your computer while you are viewing a Website. We may set and access cookies on your computer to track and store preferential information about you. You consent to our placement of cookies on your computer. Please note that most Internet browsers will allow you to stop cookies from being stored on your computer and to delete cookies stored on your computer. If you choose to do so, however, your use of certain aspects of this Website may be restricted.
  • Collection with Web beacons. “Web beacons” are electronic images, tags or scripts that allow a Website to access cookies and help track general usage patterns of visitors to a Website. Web beacons can recognize certain types of information, such as cookies, time and date of a page view, and a description of the page where the Web beacon is placed. We may use Web beacons to compile information regarding use of this Website.

How Is Your Information Used?

We may use non-personally identifiable information collected from visitors to conduct reviews of our Website, to guide decisions about the development of our Website and to provide an enhanced online experience for our visitors. We may also use such information to identify, on an aggregate basis, general trends that may, for example, assist us in determining which products our web visitors are in need of.

We may use personally identifiable information collected from visitors for any of the following purposes: (1) to answer visitors’ questions, (2) to provide services, newsletters, and other information that visitors specifically request or register for through our Website, (3) to develop and improve our services, (4) to protect the security and integrity of our services, or (5) for internal business purposes.

We may use the information we collect to:

  • Confirm and complete transactions requested by you;
  • Provide customer support (including, responding to your requests), troubleshoot and resolve problems and disputes;
  • Contact you to verify the information you provide to us;
  • Protect the security and integrity of this Website;
  • Understand and anticipate your needs, preferences and ability to use site efficiently;
  • Ensure this Website is of interest to you (including, customization of advertising and content) and help us better understand your use of this Website;
  • Provide administrative communications to you;
  • Manage our business and operations;
  • Conduct internal reviews of this Website and administer this Website’s systems;
  • Comply with, monitor compliance with and enforce this Privacy Policy, our Terms of Use and any other applicable agreements and policies;
  • Provide you with promotional materials, offers and personalized information;
  • Meet legal and regulatory requirements;
  • For other purposes as may be disclosed when you provide personally identifiable information or in this Privacy Policy.

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties

If you do not want your personally identifiable information shared as described above, then you should not submit a Request.

Choices About How We Use and Disclose Your Information

Below are some mechanisms that provide you with control over certain information:

  • Cookies: If you do not wish us to collect cookies, you may set your browser to refuse cookies, or to alert you when cookies are being sent. If you do so, please note that some parts of this Website may then be inaccessible or may not function properly.
  • Email Offers from Us: If you do not wish to receive email offers or newsletters from us, you can opt-out of receiving email information from us by using the unsubscribe process at the bottom of the email.

Business Transfers

At some point, we may merge with or be acquired by another company. When that happens, then we may disclose to them the information you have provided to us, in which case we will request them to abide by this policy. We may also disclose some information to a potential acquirer, although such disclosure would be subject to restrictions on use. We specifically and expressly reserve the right to disclose, lease, sell, assign or transfer your personally identifiable information collected through this Website, and any of its databases, together with any personally identifiable information contained in such data bases, to third parties in connection with a Business Transfer. A “Business Transfer” means a sale, acquisition, merger, consolidation, reorganization, bankruptcy or other corporate change involving us and/or our affiliates, even if the Business Transfer is only being contemplated and regardless of whether the Business Transfer relates to a part or a whole of our business.

 

Third Party Website Links

This Website may contain links to third party websites. Our Privacy Policy does not apply to these linked websites. In addition, we do not endorse and are not responsible for the privacy practices or content of any of the linked websites. We are not responsible for the privacy policy, terms and conditions, practices or the content of such third parties or third-party websites. These third-party websites may send their own cookies to you and independently collect data. If you visit a Website that is linked from this Website or our emails, we encourage you to read any privacy statements and terms and conditions of that third party’s website before providing any personally identifiable information.

Security

We maintain physical, electronic, and procedural safeguards to maintain the confidentiality, security, and integrity of visitors’ personally identifiable information.

We allow access to personally identifiable information only to persons and entities engaging in activities permitted by this Privacy Policy.

Although we strive to maintain the highest standards of privacy, no data transmission over the Internet or any wireless network can be guaranteed to be 100% secure. We cannot guarantee or warrant the security of any information visitors transmit to us and visitors do so at their own risk.

Changes

We reserve the right to revise or change the terms of this Privacy Policy in the future to reflect modifications to our Website. To ensure that visitors are aware of our current privacy practices, we recommend that they check this Website periodically.

Click the link below to read through our Privacy Policy

California Consumer Privacy Act (CCPA) Policy

This Privacy Notice for California Residents is a supplement to Griffin Funding, Inc.’s
privacy policy, which is also available on our website. This applies to all visitors and
users who reside in the State of California (“consumers” or “you”). Griffin Funding,
Inc. has incorporated this notice to comply with the California Consumer Privacy Act
of 2018 (CCPA) and other applicable laws.

If you are a California resident, you have the right to:

1. Request we disclose to you, free of charge, the following information
covering the 12 months preceding your request:
a. The categories of personal information about you that we collected
b. The category of sources from which the personal information was
collected
c. The purpose for collecting personal information about you
d. The categories of third parties to whom we disclosed personal
information about you and the categories of personal information that
was disclosed and the purpose for disclosing the personal information
about you
e. The specific pieces of personal information we collected about you
2. Request we delete your personal information, unless the CCPA recognizes an
exception
3. Be free from unlawful discrimination for exercising your rights under the
CCPA

You will receive acknowledgment of receipt of your request as well as an estimated
completion time. Verification of your identity will be required in order to process
any request.

If a request is submitted by a third party, on behalf of the consumer, we may require authorization and verification of identity directly from the consumer to which the private information belongs.

In some instances, we may not be able to honor your request. For example, we will
not honor your request if we cannot verify your identity or if we cannot verify that
you have the authority to make a request on behalf of another person. Additionally,
we will not honor your request where an exception applies, such as where the
disclosure of personal information would adversely affect the rights and freedoms
of another consumer or where the personal information that we maintain about
you is not subject to the CCPA’s access or deletion rights.

If we are not able to honor your request you will be notified. We will not provide
social security numbers, driver’s license numbers or government issued
identification numbers, financial account numbers, account passwords or security
questions and answers, or any specific pieces of information if the disclosure
presents the possibility of unauthorized access that could result in identity theft or
fraud or unreasonable risk to data or systems and network security.

Pursuant to the CCPA we will work to process all verified requests within 45 days. If
it is determined that an extension is needed you will be notified of the reason for
the delay.

How to exercise your rights:

Complete the Online Personal Information Request form located here, and either
email or print and mail to:

Griffin Funding, Inc
Attn: Compliance
2245 5th Ave, Suite 340
San Diego, CA 92101
E-mail: compliance@griffinfunding.com