Meet the Team

Get to know our team of lending experts on mortgage financing. Whether it’s a VA loan, a Non-QM mortgage, or an innovative refinancing solution you’re looking for, our team of professionals is here to help you find the financial tools to help you achieve your goals.

Executive Team

Kristin Ruiz

Kristin Ruiz

VP of Compliance & Quality Control

Full Bio
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Loan Officers

Colby Freer

Colby Freer

Branch Manager & Sr. Mortgage Consultant - San Diego, CA NMLS# 1319705

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Sarah Howell

Sarah Howell

Branch Manager & Sr. Mortgage Consultant - San Diego, CA NMLS# 1333968

Full Bio
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Guy Troxler

Guy Troxler

Sr. Loan Officer - San Diego, CA NMLS# 1642169

Full Bio
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Charles Toll

Charles Toll

Sr. Loan Officer - San Diego, CA NMLS# 1783114

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Scott Van Vugt

Scott Van Vugt

VP Of Lending / Sr. Loan Officer - San Diego, CA NMLS# 1424494

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Kristi Manion

Kristi Manion

Sr. Loan Officer - San Diego, CA NMLS# 1314037

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Ben Nelson

Ben Nelson

Sr. Loan Officer & Team Lead - San Diego, CA NMLS# 2042259

Full Bio
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Roberto Mercado

Roberto Mercado

Sr. Loan Officer - San Diego, CA NMLS# 1120168

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Marina Oliver

Marina Oliver

Sr. Loan Officer & Team Lead- San Diego, CA NMLS# 1979820

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Jared Stair

Jared Stair

Sr. Loan Officer - Phoenix, AZ NMLS# 1771509

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Jordan Stair

Jordan Stair

Sr. Loan Officer - Phoenix, AZ NMLS# 2015591

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Ryan Taylor

Ryan Taylor

Loan Officer - San Diego, CA NMLS# 1312431

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James Picinich

James Picinich

Loan Officer - San Diego, CA NMLS# 1981511

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Sam Tebay

Sam Tebay

Loan Officer - San Diego, CA NMLS# 2079538

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Ryles Murray

Ryles Murray

Loan Officer - San Diego, CA NMLS# 2180163

Full Bio
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