Meet the Team

Get to know our team of lending experts on mortgage financing. Whether it’s a VA loan, a Non-QM mortgage, or an innovative refinancing solution you’re looking for, our team of professionals is here to help you find the financial tools to help you achieve your goals.

Executive Team

Kristin Ruiz

Kristin Ruiz

VP Compliance & Quality Control

Start a VA/Conv Application
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Loan Officers

Colby Freer

Colby Freer

Branch Manager & Sr. Mortgage Consultant - Coronado, CA NMLS# 1319705

Full Bio
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Sarah Howell

Sarah Howell

Branch Manager & Sr. Mortgage Consultant - Coronado, CA NMLS# 1333968

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Guy Troxler

Guy Troxler

Sr. Loan Officer - San Diego, CA NMLS# 1642169

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Ben Nelson

Ben Nelson

Sr. Loan Officer - San Diego, CA NMLS# 2042259

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Kristi Manion

Kristi Manion

Sr. Loan Officer - San Diego, CA NMLS# 1314037

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Charles Toll

Charles Toll

Sr. Loan Officer - San Diego, CA NMLS# 1783114

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Ryles Murray

Ryles Murray

Sr. Loan Officer - San Diego, CA NMLS# 2180163

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Megan Thayer

Megan Thayer

Loan Officer, San Diego, CA NMLS # 2155463

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James Picinich

James Picinich

Loan Officer - San Diego, CA NMLS# 1981511

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Marina Oliver

Marina Oliver

Sr. Loan Officer - San Diego, CA NMLS# 1979820

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Roberto Mercado

Roberto Mercado

Sr. Loan Officer - San Diego, CA NMLS# 1120168

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Alexa Kaufman

Alexa Kaufman

Loan Officer - Hawaii - NMLS #970884

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