Meet the Team
Get to know our team of lending experts on mortgage financing. Whether it’s a VA loan, a Non-QM mortgage, or an innovative refinancing solution you’re looking for, our team of professionals is here to help you find the financial tools to help you achieve your goals.
Executive Team

Bill Lyons
President & CEO - Incline Village, NV NMLS# 358687Full Bio
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Lien King
VP Operations - San Diego, CAStart a VA/Conv Application
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Chloe Shubin
VP Revenue & GrowthStart a VA/Conv Application
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Christi Bales
VP Compliance & Quality ControlStart a VA/Conv Application
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Loan Officers

Guy Troxler
Sr. Loan Officer - San Diego, CA NMLS# 1642169Full Bio
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Justin Guthrie
Loan Officer - San Diego, CA NMLS# 2328091Start a VA/Conv Application
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Sarah Howell
Sr. Loan Officer - San Diego, CA NMLS# 1333968Full Bio
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Ben Nelson
PSM / Sr. Loan Officer - San Diego, CA NMLS# 2042259Full Bio
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Kristi Manion
Sr. Loan Officer - San Diego, CA NMLS# 1314037Full Bio
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Charles Toll
Sr. Loan Officer - San Diego, CA NMLS# 1783114Full Bio
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Megan Thayer
Producing Inside Sales Agent Manager, San Diego, CA NMLS # 2155463Full Bio
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Marina Oliver
Loan Officer - San Diego, CA NMLS# 1979820Full Bio
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Christopher Jose
Loan Officer - San Diego, CA NMLS# 1817183Start a VA/Conv Application
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Lauren Swartz
Loan Officer - San Diego, CA NMLS# 1579809Start a VA/Conv Application
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Roberto Mercado
Sr. Loan Officer - San Diego, CA NMLS# 1120168Full Bio
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Alexa Kaufman
Loan Officer - Makawao, HI NMLS #970884Full Bio
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Cody Unger
PSM / Sr. Loan Officer - Phoenix, AZ NMLS# 1295308Full Bio
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Joshua Miller
Loan Officer - Scottsdale, AZ NMLS# 1640013Start a VA/Conv Application
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Madison Manna
Loan Officer - Scottsdale, AZ NMLS# 1783218Start a VA/Conv Application
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Mike Thomas
Home Equity Loan Officer - Scottsdale, AZStart a VA/Conv Application
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Linda Mueller
Loan Officer - Scottsdale, AZ NMLS# 1243019Start a VA/Conv Application
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Andre Dodd
Loan Officer - Scottsdale, AZ NMLS# 890215Start a VA/Conv Application
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Jorge Vazquez
Sr. Loan Officer, Laguna Niguel, CA NMLS# 925085Full Bio
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Adam Ruvelson
Sr. Loan Officer - Laguna Niguel, CA NMLS# 1283827Full Bio
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Greg Deskin
Sr. Loan Officer, Laguna Niguel, CA NMLS# 1883221Full Bio
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Jack Iwamoto
Sr. Loan Officer - Laguna Niguel, CA NMLS# 2634018Start a VA/Conv Application
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Matt McCarthy
ISA - Laguna Niguel, CAStart a VA/Conv Application
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Ryan McCool
ISA - Scottsdale, AZStart a VA/Conv Application
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Elijah Jefferson
ISA - Laguna Niguel, CAStart a VA/Conv Application
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Brandon McCoy
ISA - San Diego, CAStart a VA/Conv Application
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KC Dirksen
ISA - San Diego, CAStart a VA/Conv Application
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Coty Johnston
ISA - San Diego, CAStart a VA/Conv Application
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Loan Processing Assistants

Adriana Perez
Loan Partner - Laguna Niguel, CA | NMLS# 2167116Full Bio
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Jeanne W.
Loan Processor AssistantStart a VA/Conv Application
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Katie Olivares
Loan Partner - San Diego, CA NMLS# 2452059Start a VA/Conv Application
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Kayla B.
Loan Processor AssistantStart a VA/Conv Application
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Andromeda M.
Loan Processor AssistantStart a VA/Conv Application
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Loan Processors

Ashley T.
Lead Sr. Loan ProcessorStart a VA/Conv Application
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Molly G.
Sr. Loan ProcessorStart a VA/Conv Application
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Nick J.
Sr. Loan ProcessorStart a VA/Conv Application
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Jennifer B.
Sr. Loan ProcessorStart a VA/Conv Application
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Andrea Landis
Sr. Loan ProcessorStart a VA/Conv Application
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Deanna G.
Loan ProcessorStart a VA/Conv Application
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Mortgage Operations

Phuong Lee
Government Loan Underwriting SpecialistFull Bio
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Colby Freer
Talent Acquisition - San Diego, CA NMLS# 1319705Full Bio
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Morgan Lyons
Closing Manager - NMLS# 2087555Start a VA/Conv Application
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Kimmy W.
Human ResourcesFull Bio
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Kristie L.
Director Of Sales Support and Client RetentionStart a VA/Conv Application
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Tyler Brooke
Talent Acquisition - Orange County, CAStart a VA/Conv Application
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Allison B.
Quality Control AnalystStart a VA/Conv Application
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Brittney W.
Disclosure Desk SpecialistStart a VA/Conv Application
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Peter C.
CloserStart a VA/Conv Application
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Kari K.
Post Close SpecialistStart a VA/Conv Application
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What Are the Different Departments?
Our mortgage team is structured to help our organization operate as efficiently and innovatively as possible. We have dedicated teams built to help connect our clients with industry-leading tools and expertise, so you can always rely on us for whatever your mortgage needs may be. Our teams include:
- The Executive Team: Our organization's leaders are experts in the mortgage and lending industry, with decades of combined experience. They have the know-how to make business-savvy decisions about Griffin Funding's direction, ensuring that we continue to grow, innovate, and deliver exceptional value to our clients. Just as importantly, the executive team is committed to making sure that every decision, process, and client interaction reflects our five core values. From strategy to culture, they lead by example, driving performance while staying grounded in the principles that make Griffin Funding a trusted name in lending.
- The Loan Officers: When you take out a loan with Griffin Funding, our team of licensed mortgage loan officers will be there to help guide you through different loan options and ensure that you have the tools you need to feel secure in your financing decision. They are also there throughout the loan process to ensure that you understand the terms of your loan, what your monthly payments are, and how you can stay on track with your repayment schedule. We train our Loan Officers not to be salespeople but rather advisors and financial experts who are looking out for your best interests.
- The Inside Sales Agents: Our Inside Sales Agents are the first point of contact for many of our clients and play a crucial role in the mortgage journey. They are highly trained in understanding our full suite of loan products and are experts in helping potential borrowers determine which options may be the best fit for their financial goals. ISAs are responsible for qualifying leads, asking the right questions, and ensuring a smooth handoff to the licensed loan officer. Their mission is to build trust, provide clarity, and deliver value from the very first conversation—setting the tone for a 5-star client experience.
- The Loan Partners & Loan Processing Assistants: For all things account-related, you can rely on our team of dedicated loan partners (LP) and loan processing assistants (LPA) to help manage your loan while in process. Your loan partner or loan processing assistant is your point of contact throughout the mortgage process. They are there to help you every step of the way, from initial disclosures to helping gather supporting documents, answering questions, and keeping you updated all the way until your loan closes. Our team is compensated based on client satisfaction and strives to provide white-glove 5-star service.
- The Mortgage Operations Team: Behind every smooth and successful loan experience is our Mortgage Operations Team—an essential force that ensures our processes run with precision, integrity, and speed. This team includes specialists across Lock Desk, Human Resources, Underwriting, Recruiting & Talent Acquisition, Closing, Quality Control (QC), Disclosures, and Post-Closing. While they may not interact directly with clients, their work impacts every borrower journey. From securing competitive rates to ensuring compliance, reviewing loan files, hiring top-tier talent, and finalizing transactions, they keep the engine of Griffin Funding running at full throttle. Our operations professionals are dedicated to upholding the highest standards of service, accuracy, and efficiency—allowing our front-line teams to deliver an outstanding client experience from start to finish.
Not sure which department to reach out to? Use our helpful Contact Us page—we’ll be happy to direct you to the department or individual who can help answer your mortgage questions.
Why Work with Griffin Funding?
Griffin Funding is a trusted mortgage lender with a mission to provide high-quality financing to our clients across the US. We offer a diverse array of loans at competitive rates that are built to help a wide range of borrowers find the financing they need to make their home-buying dreams a reality.
Our Financing Options
One reason many clients choose Griffin Funding is the large number of mortgage options that we offer. Our options include:
- VA Loans: VA loans are one of our specialties. We are proud to work with honored service members and connect them with the VA-backed financing they need. We are grateful for veterans’ service, and are honored to provide them with a range of VA loan options to purchase, build, or refinance their home.
- Traditional Loans: For non-veteran borrowers, we offer several different conventional loan options built to help clients from diverse financial profiles get connected with the right mortgage solution to purchase a home. These include fixed-rate and other conventional loans, adjustable-rate mortgages, jumbo loans, FHA and USDA loans, loans for first-time home buyers, and more.
- Non-QM Loans: Not everyone has the perfect financial past or can document their income on their tax returns. We believe that even those who may have struggled financially in the past deserve to be connected with high-quality mortgage financing. Our selection of non-QM mortgage loan options is great for borrowers in a variety of circumstances—including those who are self-employed, retired, real estate investors, or have a low credit score. Some of our popular non-QM loan options include:
- DSCR loans: Qualify for investment property financing using the cash flow of the property rather than your personal income.
- Bank statement loans: Self-employed borrowers and those with non-traditional income can qualify for a mortgage using bank statements instead of tax returns.
- Asset-based loans: Leverage your liquid assets to secure a home loan — no tax returns or employment verification required!
- Foreign national loans: Explore programs that allow you to get a home loan as a foreign national or non-citizen.
- Private money loans: Private or hard money loans provide real estate investors with fast funding and short loan terms.
- VA Loan Calculator: See what a VA loan may look like based on your finances.
- VA Loan Affordability Calculator: See how much home you can afford with a VA loan.
- DSCR Loan Calculator: Estimate your debt service coverage ratio (DSCR) and determine whether this investment property loan is right for you.
- Bank Statement Loan Calculator: Get a preview of what a bank statement loan may look like if you’re a self-employed borrower.
- Debt Consolidation Calculator: See if you could save money with a debt consolidation loan.
- 2/1 Buydown Calculator: Find out whether a temporary buydown could help you save money on your mortgage.
- Blended Rate Calculator: Take the rates from different loans and combine them into a single, unified rate to better understand how much you’re paying in interest.
Where We Lend
We lend in most states across the US.
Additional Resources
We offer helpful resources that can provide clients with the information they need to make a smart informed decision that they feel comfortable and confident in. You’ll find some of the free resources we offer below.
Our Blog
Our blog contains information on many different mortgage-related topics, as well as exciting news about our team and the company as a whole. Browse our posts to find out more about the financing options we offer and research which solution may be right for you. Curious to learn more about our company and our mission? Check out our About Us page, or read more about our lending process.
Mortgage Calculators
We offer a variety of free and easy-to-use mortgage calculators, such as:Griffin Gold App
The Griffin Gold app helps users achieve their financial and homeownership goals. Using the app, you can manage your finances and get smart insights into your spending and budgeting habits. You’ll also be able to monitor your credit score, privately search for homes, explore mortgage options, and get personalized support as you need it. Download the app today to get your finances in the right shape to achieve your homeownership goals!Contact Our Team Today
Our team is happy to help you in your quest to find the right financing for your home-buying or investment goals. Contact us today, our lending specialists are always eager to answer questions and help you through the home loan process.
We are also proud to serve our veterans. If you are a veteran or active duty service member looking to purchase a home, reach out to our team. Our corporate headquarters are based in San Diego, CA, we have close ties with veterans and service members, and are always available to talk through options that are built specifically for our nation’s heroes. We have branch offices in Orange County, CA and Scottsdale, AZ.
Ready to explore your mortgage options? Get started online today or check out our reviews to see how we’ve helped customers like you achieve their homeownership dreams.