VA Approved Condos: Everything You Need to Know

As a veteran seeking to become a condo owner, it’s vital to understand the VA condo approval process. Not all condominium projects are automatically eligible for a VA purchase loan. Specific requirements need to be met in order for condo project approval. The condo you wish to purchase needs to be on the VA-approved condo...

Ultimate Guide to VA Loan Termite Inspections

The Department of Veterans Affairs (VA) presents an attractive financing option for veterans and their familie...

Your Complete Guide to VA Loans for Mobile Homes and Manufactured Properties

Veterans and active duty service members may be eligible for a special type of mortgage known as the VA loan, ...

A Guide to VA Loan Points

VA loan points are the same as loan points on a conventional mortgage, but they may not be as advantageous as ...

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Do VA Loans Have Mortgage Insurance?

It can be tough to save up for a down payment, but VA loans offer an alternative since you may not have to put any money down at all if you meet the eligibility requirements. However, down payment is only one of the costs associated with buying a home. Another cost home buyers have to...

VA Forbearance Guidelines: What You Need to Know

Many homeowners have been facing hardship over the last few years related to the pandemic, which has caused se...

The VA Loan Pre-Approval Process

Both veterans and active military service members can qualify for a VA loan if they meet the minimum qualifica...

100 Percent Disabled Veteran Home Loan

The VA loan allows for 100% financing for eligible borrowers. Active duty service members, veterans, and survi...

VA Loan Calculator

VA loans are government-backed home loans created for military members, veterans, and military spouses with a validated Certificate of Eligibility. VA loans offer numerous benefits, such as low VA loan rates, zero money required for a down payment, and no private mortgage insurance (PMI) requirements. In addition, the Va loan process is relatively simple if...

VA Restoration of Entitlement

VA entitlement is a benefit veterans are eligible for that allows them to get qualify for a VA loan. Entitleme...

VA Debt Consolidation Loans for Veterans

If you are drowning in debt and barely making your minimum monthly payments, it may be time to consider a VA d...

What Are VA Non-Allowable Fees & Who Pays Them?

When you take out a home loan, you’re subject to closing costs, which can significantly impact your home...

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What Is a VA ARM Loan?

The U.S. Department of Veterans Affairs (VA) backs mortgage loans taken out by eligible service members and ve...

A Guide for Military First-Time Home Buyers

For members of the U.S. military, there are programs available to assist with lowering the cost of homeownersh...

VA Loan Limits (2025)

Buying a house can be both an exciting and a stressful experience. For most home buyers, the process of securi...

VA Home Loan Rules on Selling: What You Need to Know

Are you a veteran or service member who used a VA loan to purchase your home? If so, you may be curious about ...

Joint VA Loan: What It Is & How to Get One

For those who have served in the U.S. military, VA loans are a mortgage benefit that can help you get a home. ...

How Long Does It Take to Get a VA Loan?

Are you considering purchasing your dream home with your first VA loan? If so, you may be wondering how long i...

What Is a VA Statement of Service?

Eligible veterans, active duty service members, and surviving spouses may be eligible for a VA loan, with bene...

VA Loan Debt-to-Income Ratio Guidelines

In the last several decades, VA loans have helped military members, veterans, and their families achieve their...

VA Loan Occupancy Requirements

Obtaining a VA loan is a way for active duty service members, veterans, and their spouses to take advantage of...

Debunking Myths and Revealing Truths about VA Home Loans

In this fireside chat video, Scott Van Vugt and I discuss the myths and truths of VA Home Loans. We highly rec...

The VA Loan Process Timeline

Veterans put their lives on the line to help us protect this country, and they deserve all of the assistance t...

Are VA Loans Assumable? A Guide to VA Loan Assumption

Investing in a home or property is not always as simple and straightforward as applying for a loan or reaching...

Credit Repair for Veterans: VA Credit Help

According to a recent study, veterans are more likely to have credit issues than civilian borrowers. While you...

VA Loan Requirements Explained: How to Use a VA Loan After Getting Out of the Military

One of the most significant benefits of becoming a member of the military is being able to get a VA loan. The ...

VA ARM Loans: What Are They & How Do They Work?

VA loans allow eligible veterans, active duty service members, and surviving spouses to purchase or refinance ...

VA Loan Guaranty: What You Need to Know

A VA loan can help you secure financing for a primary residence with more flexibility. VA loan lenders typical...

VA Jumbo Loans Explained

Veterans, active-duty service members and surviving spouses may be eligible for VA jumbo loans, a combination ...

How to Get a VA Loan After Bankruptcy

Buying a house after filing for bankruptcy can be difficult, but it’s still possible. Likewise, getting ...

How Many Times Can You Use a VA Loan?

A VA loan can help you achieve your dream of homeownership with more flexible lending criteria. However, the...

VA Loan for a Second Home: Everything You Need to Know

Eligible active duty service members, veterans, and surviving spouses can take advantage of the many benefits ...

Can You Buy a Foreclosure With a VA Loan?

Foreclosures often allow buyers to purchase a home under its current market value. Since lenders and banks don...

Do VA Loans Require Earnest Money?

VA loans help eligible veterans, active duty service members, and surviving spouses secure financing for a pri...

VA Certificate of Eligibility: A Complete Guide

If you’re interested in applying for a VA loan, you’ll need your Certificate of Eligibility (COE). This fo...

Using a VA Loan For Investment Property

Investing in real estate is a great way to build wealth over time, and a VA loan may help you purchase investm...

Can My Spouse Use My VA Loan Without Me?

You may qualify for the VA home loan if you’re a veteran, active duty service member, or surviving spous...

Understanding VA Loan Closing Costs

If you’re an eligible veteran, active duty service member, or surviving spouse you may qualify for a VA ...

VA Funding Fee

VA loans are available to active-duty members of the military and veterans. With a VA loan, you can secure a h...

What Is the Minimum Credit Score for VA Loans?

The United States Department of Veterans Affairs provides a valuable home loan benefit to current service memb...

The Benefits of VA Loans

Qualifying veterans, active-duty service members, and surviving spouses may be eligible for VA loan benefits t...

VA Loans for First-Time Home Buyers

Serving your country in the military can make you eligible for a VA loan, a home financing option that comes w...

How To Get a VA Home Loan With Bad Credit

Wondering if you can get a VA home loan with bad credit? The answer is Yes.     Active-duty service ...

Avoiding PMI Costs With a VA Loan

When looking into VA home loans as an option for purchasing or refinancing your home, one of the many question...

2020 VA Loan Rules: New VA Loan Income Requirements

Since 1944, the Department of Veteran Affairs has been issuing VA loans to service members and veterans in an ...

FHA vs VA Loans: Which Mortgage Option Is Right for You?

As a first-time buyer, you may be overwhelmed by your mortgage options. Which will offer the lowest down payme...

VA Loans vs Conventional Loans

VA loans are special home loans available only to veterans and active duty service members. They’re popular ...

VA Entitlement Explained: Basic & Bonus Loan Entitlements

There are many different aspects of VA loans that you should understand before entering into a loan agreement,...

How to Apply for Your First VA Loan

If you are a veteran looking to buy your first home, you may qualify for a VA Home loan. Most members of the r...

New Products and 2017 Predictions

The mortgage industry is going through a lot of changes right now. It’s always a good idea to review y...

Effects of Trump Election and Yellen Comments on VA Mortgage Rates

The reason for this post is to make Veterans who are using their VA benefits (to either refinance or purchase ...

Sarah Howell Talks VA Home Loans

Bill Lyons, CEO of Griffin Funding, interviews Sarah Howell, Sr. Loan Officer, about the advantages and pitfal...

Top 4 Benefits of VA Loans

Veterans are able to receive home loans backed by the government at a lower rate than the general public. As c...

Shelter to Soldier Partnership

Graham Bloem, Founder of Shelter to Soldier (STS) and William Lyons, CEO of Griffin Funding, are pursuing the ...

VA Inspection vs Home Appraisal

The VA loan program was designed to help eligible veterans, active duty service members, and their families qu...