What Is the Minimum Credit Score for VA Loans?

KEY TAKEAWAYS

• The VA does not set a minimum credit score requirement, but most lenders look for a score of at least 580. At Griffin Funding, you can qualify for a VA loan with a credit score as low as 500. 
• A higher credit score can help you secure a better VA loan interest rate and easier approval.
• It’s possible to qualify for a VA loan without a traditional credit score through manual underwriting using alternative credit sources.
• Maintaining healthy credit habits, like paying bills on time and managing credit utilization, can strengthen your chances of VA loan approval.