VA Loans
Learn more about what VA loans are, how they work, and how qualifying service members and veterans can take full advantage of their VA benefits.
A Guide to VA Loan Points
VA loan points are the same as loan points on a conventional mortgage, but they may not be as advantageous as they may seem. The act of buying down points is one of reducing the amount of interest you pay. The general rule of thumb is that you can lower the interest rate by an...
Do VA Loans Have Mortgage Insurance?
It can be tough to save up for a down payment, but VA loans offer an alternative since you may not have to put...
VA Forbearance Guidelines: What You Need to Know
Many homeowners have been facing hardship over the last few years related to the pandemic, which has caused se...
The VA Loan Pre-Approval Process
Both veterans and active military service members can qualify for a VA loan if they meet the minimum qualifica...
100 Percent Disabled Veteran Home Loan
The VA loan allows for 100% financing for eligible borrowers. Active duty service members, veterans, and surviving spouses can apply for a VA loan with zero percent down. Of course, there are additional fees involved with home loans, such as closing costs. But, there are several benefits for disabled veterans that make the VA loan...
VA Loan Calculator
VA loans are government-backed home loans created for military members, veterans, and military spouses with a ...
VA Restoration of Entitlement
VA entitlement is a benefit veterans are eligible for that allows them to get qualify for a VA loan. Entitleme...
VA Debt Consolidation Loans for Veterans
If you are drowning in debt and barely making your minimum monthly payments, it may be time to consider a VA d...
What Are VA Non-Allowable Fees & Who Pays Them?
When you take out a home loan, you’re subject to closing costs, which can significantly impact your home-buying budget. However, if you’re purchasing a home using a VA loan, there are rules about allowable and non-allowable fees, which can help lower the costs you’re responsible for. VA loans were created to help eligible service members,...
What Is a VA ARM Loan?
The U.S. Department of Veterans Affairs (VA) backs mortgage loans taken out by eligible service members and ve...
VA Loan Limits
Buying a house can be both an exciting and a stressful experience. For most home buyers, the process of securi...
A Guide for Military First-Time Home Buyers
For members of the U.S. military, there are programs available to assist with lowering the cost of homeownersh...
VA Home Loan Rules on Selling: What You Need to Know
Are you a veteran or service member who used a VA loan to purchase your home? If so, you may be curious about ...
Joint VA Loan: What It Is & How to Get One
For those who have served in the U.S. military, VA loans are a mortgage benefit that can help you get a home. ...
How Long Does It Take to Get a VA Loan?
Are you considering purchasing your dream home with your first VA loan? If so, you may be wondering how long i...
What Is a VA Statement of Service?
Eligible veterans, active duty service members, and surviving spouses may be eligible for a VA loan, with bene...
VA Loan Debt-to-Income Ratio Guidelines
In the last several decades, VA loans have helped military members, veterans, and their families achieve their...
VA Loan Occupancy Requirements
Obtaining a VA loan is a way for active duty service members, veterans, and their spouses to take advantage of...
Debunking Myths and Revealing Truths about VA Home Loans
In this fireside chat video, Scott Van Vugt and I discuss the myths and truths of VA Home Loans. We highly rec...
The VA Loan Process Timeline
Veterans put their lives on the line to help us protect this country, and they deserve all of the assistance t...
Are VA Loans Assumable? Pros & Cons
Investing in a home or property is not always as simple and straightforward as applying for a loan or reaching...
VA Loan Requirements Explained: How to Use a VA Loan After Getting Out of the Military
One of the most significant benefits of becoming a member of the military is being able to get a VA loan. The ...
Credit Repair for Veterans: VA Credit Help
According to a recent study, veterans are more likely to have credit issues than civilian borrowers. While you...
VA ARM Loans: What Are They & How Do They Work?
VA loans allow eligible veterans, active duty service members, and surviving spouses to purchase or refinance ...
VA Loan Guaranty: What You Need to Know
A VA loan can help you secure financing for a primary residence with more flexibility. VA loan lenders typical...
VA Jumbo Loans Explained
Veterans, active-duty service members and surviving spouses may be eligible for VA jumbo loans, a combination ...
How to Get a VA Loan After Bankruptcy
Buying a house after filing for bankruptcy can be difficult, but it’s still possible. Likewise, getting ...
How Many Times Can You Use a VA Loan?
A VA loan can help you achieve your dream of homeownership with more flexible lending criteria. However, these...
VA Loan for a Second Home: Everything You Need to Know
Eligible active duty service members, veterans, and surviving spouses can take advantage of the many benefits ...
VA Certificate of Eligibility: A Complete Guide
If you’re interested in applying for a VA loan, you’ll need your Certificate of Eligibility (COE). This fo...
Do VA Loans Require Earnest Money?
VA loans help eligible veterans, active duty service members, and surviving spouses secure financing for a pri...
Can You Buy a Foreclosure With a VA Loan?
Foreclosures often allow buyers to purchase a home under its current market value. Since lenders and banks don...
Using a VA Loan For Investment Property
Investing in real estate is a great way to build wealth over time, and a VA loan may help you purchase investm...
Can My Spouse Use My VA Loan Without Me?
You may qualify for the VA home loan if you’re a veteran, active duty service member, or surviving spous...
Understanding VA Loan Closing Costs
If you’re an eligible veteran, active duty service member, or surviving spouse you may qualify for a VA ...
VA Funding Fee
VA loans are available to active-duty members of the military and veterans. With a VA loan, you can secure a h...
What Is the Minimum Credit Score for VA Loans?
The United States Department of Veterans Affairs provides a valuable home loan benefit to current service memb...
The Benefits of VA Loans
Qualifying veterans, active-duty service members, and surviving spouses may be eligible for VA loan benefits t...
VA Loans for First-Time Home Buyers
Serving your country in the military can make you eligible for a VA loan, a home financing option that comes w...
How To Get a VA Home Loan With Bad Credit
Wondering if you can get a VA home loan with bad credit? The answer is Yes. Active-duty service members...
VA Loan Benefits: Avoid PMI Costs With a VA Loan
When looking into VA home loans as an option for purchasing or refinancing your home, one of the many question...
2020 VA Loan Rules: New VA Loan Income Requirements
Since 1944, the Department of Veteran Affairs has been issuing VA loans to service members and veterans in an ...
FHA vs VA Loans: Which Mortgage Option Is Right for You?
As a first-time buyer, you may be overwhelmed by your mortgage options. Which will offer the lowest down payme...
VA Loans vs Conventional Loans
VA loans are special home loans available only to veterans and active duty service members. They’re popular ...
VA Entitlement Explained: Basic & Bonus Loan Entitlements
There are many different aspects of VA loans that you should understand before entering into a loan agreement,...
How to Apply for Your First VA Loan
If you are a veteran looking to buy your first home, you may qualify for a VA Home loan. Most members of the r...
New Products and 2017 Predictions
The mortgage industry is going through a lot of changes right now. It’s always a good idea to review y...
Effects of Trump Election and Yellen Comments on VA Mortgage Rates
The reason for this post is to make Veterans who are using their VA benefits (to either refinance or purchase ...
Sarah Howell Talks VA Home Loans
William Lyons, CEO of Griffin Funding http://www.gulfportpharmacy.com interviews Sarah Howell, Sr. Loan Office...
Top 4 Benefits of VA Loans
Veterans are able to receive home loans backed by the government at a lower rate than the general public. As c...
Shelter to Soldier Partnership
Graham Bloem, Founder of Shelter to Soldier (STS) and William Lyons, CEO of Griffin Funding, are pursuing the ...
VA Inspection vs Home Appraisal
The VA loan program was designed to help eligible veterans, active duty service members, and their families qu...
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401(k) Withdrawal for Home Purchase
Saving for a down payment and being able to prove your ability to repay a home loan can be challenging, especi...
How to Buy a House With Low Income
Are you wondering how to buy a house with low income? Buying a house with a low income can be a significant ch...
How to Increase Your Mortgage Pre-Approval Amount
Getting pre-approved is the first step to homeownership. A pre-approval letter demonstrates that you qualify f...
