America’s Self-Employment Boom is Creating a New Class of Real Estate Investors

Self-employed investors are reshaping the real estate market, fueling record-high rental property investment through alternative financing options and portfolio expansion.  Data from the U.S. Census Bureau indicates that nearly 524,000 new business applications were filed in May 2026. The vast majority of these, over 70%, were classified as “other than high-propensity,” a category overwhelmingly composed...

June 22, 2026

Loan Level Price Adjustments (LLPAs): What They Are & How They Impact Rates

A loan-level price adjustment is a fee charged on conventional mortgages to account for specific risk factors ...

March 22, 2026

DSCR Mortgage Document Checklist (2026): Exactly What You Need

What Is a DSCR Mortgage Loan? A debt service coverage ratio (DSCR) loan evaluates whether a property’s r...

March 22, 2026

DSCR Refinance Calculator

DSCR Refinance Calculator What Is a DSCR Loan? A DSCR loan, or debt service coverage ratio loan, is a non-QM (...

March 22, 2026

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DSCR Loan Examples & Use Cases

Who Are DSCR Loans for? Debt service coverage ratio (DSCR) loans are designed for both new and experienced real estate investors who want to buy income-generating properties. Unlike traditional mortgages that heavily scrutinize your personal income, debt-to-income ratio, and employment history, these loans evaluate the property’s ability to generate enough rental income to cover the...

September 30, 2025

How to Build a Real Estate Portfolio

Whether you’re a seasoned investor seeking expansion or a beginner eager to tap into real estate, this g...

June 22, 2026

DSCR Loans for Airbnb & Short-Term Rentals: A Complete Guide

Why Use a DSCR Loan for Airbnb?  DSCR loans are specially designed for rental properties, and eligibility is ...

March 22, 2026

San Diego Real Estate Investing

Real estate investing can be a profitable and reliable way to build wealth over time, and San Diego is no exce...

March 22, 2026

DSCR Loan vs Conventional Loan

If you are a new or seasoned real estate investor, it can be difficult to qualify for traditional forms of financing, such as conventional loans for first-time buyers. Fortunately, investors can use alternative financing options if a potential investment doesn’t qualify for a conventional home loan. One such option is the debt service coverage ratio (DSCR) loan,...

March 21, 2026

Do You Need Pay Stubs to Buy a House? How To Prove Your Income

Lenders ask for a variety of documentation to ensure you qualify for a home loan, including job history, tax r...

March 22, 2026

What Is a Good Debt Service Coverage Ratio?

Real estate investors seeking an investment property loan should consider their debt service coverage ratio (D...

March 22, 2026

DSCR Loan Calculator

DSCR Loan Calculator  Investing in rental properties is a great way to grow your wealth. With over 49.5 mil...

May 29, 2026

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DSCR Loans in New York

A debt service coverage ratio (DSCR) loan is a type of commercial loan that is typically used for investment p...

April 4, 2023

DSCR Formula and Calculation

“No tax returns needed! No income verification! Use your rental income to finance your investment proper...

March 22, 2026

Build a Cash Flow Positive Real Estate Portfolio with One Simple Loan

Griffin Funding offers Investment Property Loans, or DSCR loans. A DSCR loan is a type of non-QM loan for new ...

March 22, 2026