Bank Statement, VA, DCSR, and Home Equity Loans Available

Answer a few quick questions to get started.

Which best describes you?

Self Employed
Select this option if you work for yourself and not an employer.

VA Eligible
If you are a current service member or veteran select this option.

Real Estate Investor
Select this option if you invest in income-producing rental properties.

Select this option if none of the other 3 options apply.

What is the loan purpose?

A purchase loan can be used to buy a home.

A 'rate and term' refinance allows you to improve the terms of your existing mortgage by lowering the monthly payment. A 'cashout refinance' allows you to convert equity into cash.

Home Equity
A home equity loan or line of credit is a 2nd mortgage that allows you to convert equity to cash without having to touch your existing 1st mortgage.

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    Loans We Offer

    bank statement loans

    Self-employed borrowers and business owners can qualify for a loan using bank statements as proof of income.

    VA loans

    Veterans and service members can save on their mortgage with no down payment and better loan terms.

    DCSR loans

    Refinancing allows you to improve the terms of your loan by reducing your monthly payment and saving you money.

    Why Choose Us

    white glove service

    White-Glove Service

    competitive rates

    Competitive Rates

    new technology

    New Technology

    diverse loans

    Diverse Loans

    Loan Solutions for All Types of Borrowers

    Griffin Funding offers both traditional and non-QM loan options to help more borrowers make
    homeownership and property investing a reality. Some of our mortgage programs include:


    VA purchase loans
    Bank statement loans
    DSCR loans
    Mortgage refinancing
    Non-QM mortgages
    FHA loans
    USDA loans
    Asset-based loans
    Jumbo loans

    How It Works

    get approval

    Get Approval

    loan funded

    Loan Funded

    pay monthly

    Pay Monthly

    Apply Today

    We pride ourselves on white-glove, five-star customer service while providing the lowest interest rates and closing costs possible. Choose Griffin Funding as your lender.

    What Our Customers Are Saying

    Amy DuttonAmy Dutton
    19:29 25 Apr 23
    We needed to refi a rental but I could not find a decent mortgage anywhere - I'd been looking for... at least 10 months, talked to dozens of lenders. Everything had early payoff penalties or some other gimmick, or there was something about the property that a lender didn't like. I was running out of hope. But Marina and her team went to bat for me! They got a good appraisal and found a loan that worked for us! Even got a decent rate in this insane economy! I highly recommend her, and I'll very likely be calling her again!read more
    21:17 23 Jun 22
    I had a wonderful experience with Griffin Funding. As I was attempting to relocate to another state... for work, I actually talked with another lender in the early stages, which was a helpful comparison. It was like night and day. Kelli and Kristi at Griffin were amazing. From the very beginning, they were willing to bend over backwards to support me through the process – willing to answer all my questions and give me their time – which is a big need for a first time home buyer. Throughout the entire process, they were incredibly friendly, responsive and supportive. I highly recommend this team. Thank you for a great experience!read more
    Nicola CrookNicola Crook
    03:09 21 Jan 22
    Just wow! When we were let down by our original lender I spoke to Ben at Griffin Funding, I did not... think at the time he would be able to get the deal done. I threw a million questions at him and he answered them all! He told me it was possible to get the deal done, and I was skeptical due to my past experience with another lender. We then got introduced to Terra she was our processor and she was absolutely amazing, she has such a positive attitude and great energy she was always at the other end of the phone. I would call her multiple times a day with questions and she made me feel like she was only working on my case (which I know was not the case)and always took the time to answer me. We closed on our dream home because of Ben and Terra and I owe them a massive thank you. I cannot wait to work with them in the future and I will be recommending them to anybody looking for a lender that can actually deliver on their more
    Christy BaxterChristy Baxter
    01:39 15 Jan 22
    I have had a wonderful experience with Griffin Funding. I had many offers from different companies,... but after speaking with Colby I was confident that she was the right person to handle our VA refinance. Her production assistant Shayda was also great. She was very responsive and pleasant. Together they make an amazing more
    Forrest BustamanteForrest Bustamante
    05:21 13 Jan 22
    Having been previously denied a refinance loan application by a nationally known mortgage company,... I was so glad that I did not give up and found Griffin Funding to be very solicitous and understanding of what I wanted to achieve. Ryan Taylor patiently reviewed my file, and he came up with a refinance package that was appropriate and had a better chance of getting approved. Christine Williams then took over to shepherd the loan application to an approval, closing and funding. I am very grateful for the tremendous assistance they provided. It was a gratifying experience to have a loan application disapproved in November 2021 and then get funding in January 2022. Griffin Funding made this quick turnaround happen. Thank you so much Ryan and Christine. For all you folks out there, give Griffin Funding a try. You won't be more
    Stephanie RezaStephanie Reza
    21:42 07 Jan 22
    Matt and Venues are great! They made the whole buying process smooth and as easy as can be! Venues... made sure all of our conditions were met before the loan was submitted so there were no surprises as we got close to closing. I would use them again!read more
    Fred AlonsoFred Alonso
    23:27 29 Nov 21
    To Whom it May Concern:I, as do many homeowners, receive many funding requests from different... loan companies, so when I received an email stating that Griffin Funding could provide me with a VA loan with an excellent rate, and, fast processing, I thought, "Why not see what they can do".I'm glad I tried!At the time, I had my current home in escrow and was going to use the sale proceeds to finance a new home purchase.I explained my situation to the loan officer/s, (names below), and was assured that my new home purchase could be handled with relative ease.And indeed, it was, so smoothly that although I started the loan process with "Griffin" weeks after my home sale buyers funding was started, my new loan package was sitting and waiting for my home buyers funding to be completed.I'm recommending "Griffin Funding" and especially their two loan officers to my son as he is in the process of not only looking for funding but in need of loan officers skilled in how to handle employee stock options with regard to assessing personal valuation in loan applications.Excellent Loan Officers:Marina Oliver *****Lexie Estrada *****Fred more

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