Bank Statement Loans
See how bank statement loans compare to other types of financing, explore the benefits of bank statement loans, and find out how business owners, retirees, and more can get the most out of this loan.
Bank Statement Loan Calculator
Becoming a homeowner is a big step, and you must be financially prepared. Asking yourself, “How much house can I afford?” can help you determine whether you’ll qualify for a loan based on income, debt obligations, down payment, housing expenses, available funds, loan terms, and more. Use our bank statement loan calculator to help you...
What is an Asset Depletion Mortgage & Is It Right for You?
When most people think about home loans, they’re thinking of conventional loans. These loans have strict...
A Guide to NINA Loans
Investing in real estate can help you passively build wealth over time — whether you purchase a primary resi...
Stated Income Loans
Applying for a mortgage is a significant moment that means you’re ready to buy a house. Unfortunately, m...
Understanding Your Mortgage Statements
If you have a mortgage, you’ll receive your statement every month with crucial information that tells you how much you owe. Unfortunately, most people set up automatic payments and forget about their mortgage statements, never even reading them. Unfortunately, ignoring the information on your mortgage statement can be a mistake. This piece of paper tells...
How Many Months of Bank Statement Do You Need to Qualify for a Mortgage?
When applying for a mortgage loan, your lender will ask for various documents to verify your employment and in...
No-Income Verification Mortgage: Guidelines & Considerations
Purchasing a home is the most significant and fulfilling transaction most people will make in their lifetimes....
Preparing a Proof of Funds Letter for Your Mortgage
When shopping for your dream home, sellers want to know you’re someone they can trust. Unfortunately, buyers...
Bank Statement Loans for Self-Employed Homebuyers in San Diego
As a self-employed individual in San Diego, obtaining financing to buy real estate can be challenging. However, the growing community of entrepreneurs, business owners, gig-workers, and self-employed individuals in San Diego can access alternative financing options such as Bank Statement Loans to make their dream of homeownership a reality. KEY TAKEAWAYS Self-employed individuals face...
How to Get Approved For a Home Loan
Most people know that if they want to buy a house, they’ll need to take out a home loan. However, not ev...
Retirement Mortgages: A Guide to Mortgages for Retirees
Are you interested in taking out a mortgage in retirement? Getting a traditional mortgage can often pose a cha...
A Guide to Getting a Mortgage When You’re Self-Employed
If you are self-employed, you may have heard that getting a mortgage is a bit different. A mortgage for self-e...
What Is a Bank Statement? How to Get Bank Statements & Secure a Loan
If you are a first-time home buyer, it’s important to explore all your options when trying to secure fun...
How to Get a Loan When You’re Self-Employed
Being self-employed comes with its benefits and drawbacks. While you may be your own boss, you’re seen a...
Home Affordability Calculator
Becoming a homeowner is a big step, and you must be financially prepared. Asking yourself, “How much hou...
HELOANs for Self-Employed Homeowners
Home equity loans, also known as HELOANs or second mortgages, can be a great way for self-employed borrowers t...
Bank Statement Loans for First-Time Home Buyers
Bank statement loans for first-time buyers are a way to secure a mortgage using non-traditional means. When yo...
Mortgage Loans for Gig-Workers, 1099, Social Media Influencers, Self Employed and More!
While the gig economy has been around for a while, since COVID hit, it has completely blown up. In 2020, the g...
How Bank Statements Loans Can Get You Your Desired Home Mortgage
Sandra has always been very independent. From a young age, she found creative ways to earn money, from lemonad...
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401(k) Withdrawal for Home Purchase
Saving for a down payment and being able to prove your ability to repay a home loan can be challenging, especi...
How to Buy a House With Low Income
Are you wondering how to buy a house with low income? Buying a house with a low income can be a significant ch...
How to Increase Your Mortgage Pre-Approval Amount
Getting pre-approved is the first step to homeownership. A pre-approval letter demonstrates that you qualify f...
