Bank Statement Loans
See how bank statement loans compare to other types of financing, explore the benefits of bank statement loans, and find out how business owners, retirees, and more can get the most out of this loan.
No Doc Business Loans: What You Need to Know
While “no doc” is short for “no documentation,” there are actually no true no doc loans. Instead, they’re low doc loans that require minimal paperwork for loan approval. This approach caters to the needs of business owners who may face challenges in providing the extensive financial documentation required by traditional lenders, such as tax returns,...
Bank Statement Loan Calculator
Becoming a homeowner is a big step, and you must be financially prepared. Asking yourself, “How much house c...
What is an Asset Depletion Mortgage & Is It Right for You?
When most people think about home loans, they’re thinking of conventional loans. These loans have strict...
A Guide to NINA Loans
Investing in real estate can help you passively build wealth over time — whether you purchase a primary resi...
Stated Income Loans
Applying for a mortgage is a significant moment that means you’re ready to buy a house. Unfortunately, many home loans have strict lending criteria that prevent trustworthy borrowers from securing financing for a home or investment property. Over the years, the mortgage industry has evolved, creating more loan opportunities for borrowers of all types, including...
Understanding Your Mortgage Statements
If you have a mortgage, you’ll receive your statement every month with crucial information that tells yo...
How Many Months of Bank Statement Do You Need to Qualify for a Mortgage?
When applying for a mortgage loan, your lender will ask for various documents to verify your employment and in...
No-Income Verification Mortgage: Guidelines & Considerations
Purchasing a home is the most significant and fulfilling transaction most people will make in their lifetimes....
Preparing a Proof of Funds Letter for Your Mortgage
When shopping for your dream home, sellers want to know you’re someone they can trust. Unfortunately, buyers often sign purchase agreements only for the sale to fall through due to a lack of funding. This happens when buyers agree to purchase a home only to discover that they don’t qualify for a loan or amount....
Bank Statement Loans for Self-Employed Homebuyers in San Diego
As a self-employed individual in San Diego, obtaining financing to buy real estate can be challenging. However...
How to Get Approved For a Home Loan
Most people know that if they want to buy a house, they’ll need to take out a home loan. However, not ev...
Retirement Mortgages: A Guide to Mortgages for Retirees
Are you interested in taking out a mortgage in retirement? Getting a traditional mortgage can often pose a cha...
A Guide to Getting a Mortgage When You’re Self-Employed
If you are self-employed, you may have heard that getting a mortgage is a bit different. A mortgage for self-e...
What Is a Bank Statement? How to Get Bank Statements & Secure a Loan
If you are a first-time home buyer, it’s important to explore all your options when trying to secure fun...
How to Get a Loan When You’re Self-Employed
Being self-employed comes with its benefits and drawbacks. While you may be your own boss, you’re seen a...
Home Affordability Calculator
Becoming a homeowner is a big step, and you must be financially prepared. Asking yourself, “How much hou...
HELOANs for Self-Employed Homeowners
Home equity loans, also known as HELOANs or second mortgages, can be a great way for self-employed borrowers t...
Bank Statement Loans for First-Time Home Buyers
Bank statement loans for first-time buyers are a way to secure a mortgage using non-traditional means. When yo...
Mortgage Loans for Gig-Workers, 1099, Social Media Influencers, Self Employed and More!
While the gig economy has been around for a while, since COVID hit, it has completely blown up. In 2020, the g...
How Bank Statements Loans Can Get You Your Desired Home Mortgage
Sandra has always been very independent. From a young age, she found creative ways to earn money, from lemonad...
Latest Posts on the Blog
Bonus Depreciation for Real Estate: What It Is & How It Works
Understanding the concept of bonus depreciation and its practical application can help you capitalize on this ...
No Doc Business Loans: What You Need to Know
While “no doc” is short for “no documentation,” there are actually no true no doc loans. Instead, they...
BRRRR Method: Buy, Rehab, Rent, Refinance, & Repeat
Read on to learn more about BRRRR loans and explore how this approach can open doors to lucrative opportunitie...