DSCR Loans
DSCR loans allow real estate investors to qualify for financing without proof of income — learn how you can leverage DSCR loans to expand your real estate portfolio.
America’s Self-Employment Boom is Creating a New Class of Real Estate Investors
Self-employed investors are reshaping the real estate market, fueling record-high rental property investment through alternative financing options and portfolio expansion. Data from the U.S. Census Bureau indicates that nearly 524,000 new business applications were filed in May 2026. The vast majority of these, over 70%, were classified as “other than high-propensity,” a category overwhelmingly composed...
Loan Level Price Adjustments (LLPAs): What They Are & How They Impact Rates
A loan-level price adjustment is a fee charged on conventional mortgages to account for specific risk factors ...
DSCR Mortgage Document Checklist (2026): Exactly What You Need
What Is a DSCR Mortgage Loan? A debt service coverage ratio (DSCR) loan evaluates whether a property’s r...
DSCR Refinance Calculator
DSCR Refinance Calculator What Is a DSCR Loan? A DSCR loan, or debt service coverage ratio loan, is a non-QM (...
DSCR Loan Examples & Use Cases
Who Are DSCR Loans for? Debt service coverage ratio (DSCR) loans are designed for both new and experienced real estate investors who want to buy income-generating properties. Unlike traditional mortgages that heavily scrutinize your personal income, debt-to-income ratio, and employment history, these loans evaluate the property’s ability to generate enough rental income to cover the...
How to Build a Real Estate Portfolio
Whether you’re a seasoned investor seeking expansion or a beginner eager to tap into real estate, this g...
Navigating the Pros and Cons of DSCR Loans
If you’re a real estate investor, you know how difficult it can be to secure a loan for your next projec...
DSCR Loans for Airbnb & Short-Term Rentals: A Complete Guide
Why Use a DSCR Loan for Airbnb? DSCR loans are specially designed for rental properties, and eligibility is ...
San Diego Real Estate Investing
Real estate investing can be a profitable and reliable way to build wealth over time, and San Diego is no exception to this rule. Over the past several decades, San Diego has seen a steady increase in home prices, making it an attractive market for real estate investors. According to Zillow, the median home value...
DSCR Loan vs Conventional Loan
If you are a new or seasoned real estate investor, it can be difficult to qualify for traditional forms of fi...
Do You Need Pay Stubs to Buy a House? How To Prove Your Income
Lenders ask for a variety of documentation to ensure you qualify for a home loan, including job history, tax r...
What Is a Good Debt Service Coverage Ratio?
Real estate investors seeking an investment property loan should consider their debt service coverage ratio (D...
DSCR Loan Calculator
DSCR Loan Calculator Investing in rental properties is a great way to grow your wealth. With over 49.5 mil...
DSCR Loans in New York
A debt service coverage ratio (DSCR) loan is a type of commercial loan that is typically used for investment p...
DSCR Formula and Calculation
“No tax returns needed! No income verification! Use your rental income to finance your investment proper...
Build a Cash Flow Positive Real Estate Portfolio with One Simple Loan
Griffin Funding offers Investment Property Loans, or DSCR loans. A DSCR loan is a type of non-QM loan for new ...
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