DSCR Loans
DSCR loans allow real estate investors to qualify for financing without proof of income — learn how you can leverage DSCR loans to expand your real estate portfolio.
How to Build a Real Estate Portfolio
From understanding the fundamentals of real estate investments to setting clear financial goals, each element contributes to the overall success of your real estate portfolio. Whether you’re a seasoned investor seeking expansion or a beginner eager to tap into real estate, this guide will provide insights into the key factors that shape a thriving real...
Leveraging DSCR Loans for Airbnb and Other Short-Term Rentals
Short-term rental properties can help you build wealth over time, and thanks to the popularity of Airbnb, beco...
San Diego Real Estate Investing
Real estate investing can be a profitable and reliable way to build wealth over time, and San Diego is no exce...
DSCR Loan vs Conventional Loan
If you are a new or seasoned real estate investor, it can be difficult to qualify for traditional forms of fin...
Do You Need Pay Stubs to Buy a House? How To Prove Your Income
Lenders ask for a variety of documentation to ensure you qualify for a home loan, including job history, tax returns, pay stubs, and other types of proof of income. Tax returns help the lender determine your ability to repay based on information about last year’s income. Income verification for a mortgage is crucial because it...
What Is a Good Debt Service Coverage Ratio?
Real estate investors seeking an investment property loan should consider their debt service coverage ratio (D...
DSCR Loan Calculator
Investing in rental properties is a great way to grow your wealth. With over 49.5 million rental housing unit...
DSCR Loans in New York
A debt service coverage ratio (DSCR) loan is a type of commercial loan that is typically used for investment p...
DSCR Formula and Calculation
“No tax returns needed! No income verification! Use your rental income to finance your investment properties!” Have you seen ads promising easy funding from DSCR loans? In truth, there is nothing magical about the DSCR (debt-service coverage ratio). But it’s an important measure of the financial stability of a real estate investment project and your...
Build a Cash Flow Positive Real Estate Portfolio with One Simple Loan
Griffin Funding offers Investment Property Loans, or DSCR loans. A DSCR loan is a type of non-QM loan for new ...
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Using a Home Equity Loan for Debt Consolidation
Using your home equity to pay off debt might sound like a big step, but with the right approach it can give yo...
What Is a Hard Money Loan? A Guide to Hard Money Lending
But what is a hard money lender? Hard money lenders offer loans based primarily on the value of the property b...
Bonus Depreciation for Real Estate: What It Is & How It Works
Understanding the concept of bonus depreciation and its practical application can help you capitalize on this ...