VA Loans
Learn more about what VA loans are, how they work, and how qualifying service members and veterans can take full advantage of their VA benefits.
How to Choose the Best VA Mortgage Lender for You (2026)
What Makes a VA Mortgage Lender the “Best” in 2026? The best VA lenders in 2026 are those that combine competitive pricing, fast processing, and deep expertise with VA loans, which have unique rules compared to conventional mortgages. While any VA-approved lender can originate these loans, companies that specialize in VA lending typically offer smoother...
VA Waiting Periods: Seasoning for Foreclosure, Short Sale, & Bankruptcy
What Is a VA Loan Seasoning Period? VA loans offer incredible benefits that make homeownership more accessible...
Griffin Funding vs Veterans United: 2025 VA Loan Comparison
Choosing a VA Loan Lender in 2025 The mortgage landscape continues to evolve, making lender selection more imp...
VA Loan Income Requirements for 2025: What You Need to Know
Since 1944, the Department of Veterans Affairs has issued VA loans to help service members and veterans purcha...
The NAR Settlement and Its Impact on VA Loans: What to Know
What Is the NAR Settlement? The NAR settlement came from a series of lawsuits that challenged how real estate commissions worked for decades. The core complaint was that the traditional system artificially inflated commission costs and limited competition among buyer’s agents. Before the settlement, listing agents would typically offer to split their commission with the...
VA Loan Affordability Calculator: How Much House Can You Afford With a VA Loan?
Factors That Impact VA Loan Affordability Understanding the key factors that influence VA loan a...
VA Approved Condos: Navigating the VA Condo Approval Process
As a veteran seeking to become a condo owner, it’s vital to understand the VA condo approval process. Not al...
Ultimate Guide to VA Loan Termite Inspections
The Department of Veterans Affairs (VA) presents an attractive financing option for veterans and their familie...
Your Complete Guide to VA Loans for Mobile Homes and Manufactured Properties
Veterans and active duty service members may be eligible for a special type of mortgage known as the VA loan, which is backed by the U.S. Department of Veterans Affairs (VA). VA loans are designed to support those who have served our country, offering them significant advantages like no down payments, limited closing costs, and...
A Guide to VA Loan Points
VA loan points are the same as loan points on a conventional mortgage, but they may not be as advantageous as ...
Do VA Loans Have PMI? What to Know About VA Loans & Mortgage Insurance
It can be tough to save up for a down payment, but VA loans offer an alternative since you may not have to p...
VA Forbearance Guidelines: What You Need to Know
Many homeowners have been facing hardship over the last few years related to the pandemic, which has caused se...
The VA Loan Pre-Approval Process
Both veterans and active military service members can qualify for a VA loan if they meet the minimum qualifica...
100 Percent Disabled Veteran Home Loan
The VA loan allows for 100% financing for eligible borrowers. Active duty service members, veterans, and survi...
VA Loan Calculator
VA loans are government-backed home loans created for military members, veterans, and military spouses with a ...
VA Restoration of Entitlement: A Guide to Restoring Your VA Loan Entitlement
VA entitlement is a benefit veterans are eligible for that allows them to get qualify for a VA loan. Entitleme...
VA Debt Consolidation Loans for Veterans: A Guide
VA debt consolidation loans are a great tool for veterans, active military members, and certain spouses to obt...
What Are VA Non-Allowable Fees & Who Pays Them?
Non-allowable fees help keep your VA loan closing costs low and can help you save money when taking out a mort...
What Is a VA ARM Loan?
The U.S. Department of Veterans Affairs (VA) backs mortgage loans taken out by eligible service members and ve...
A Guide for Military First-Time Home Buyers
For members of the U.S. military, there are programs available to assist with lowering the cost of homeownersh...
VA Loan Limits for 2025
Buying a house can be both an exciting and a stressful experience. For most home buyers, the process of securi...
VA Loan Requirements for Sellers: What You Need to Know
Are you a veteran or service member who used a VA loan to purchase your home? If so, you may be curious about ...
Joint VA Loan: What It Is, Requirements, & How to Apply
For those who have served in the U.S. military, VA loans are a mortgage benefit that can help you get a home. ...
How Long Does It Take to Get a VA Loan?
Are you considering purchasing your dream home with your first VA loan? If so, you may be wondering how long i...
What Is a VA Statement of Service?
Eligible veterans, active duty service members, and surviving spouses may be eligible for a VA loan, with bene...
VA Loan Debt-to-Income Ratio Guidelines
In the last several decades, VA loans have helped military members, veterans, and their families achieve their...
VA Loan Occupancy Requirements
Obtaining a VA loan is a way for active duty service members, veterans, and their spouses to take advantage of...
Debunking Myths and Revealing Truths about VA Home Loans
In this fireside chat video, Scott Van Vugt and I discuss the myths and truths of VA Home Loans. We highly rec...
The VA Loan Process Timeline
Veterans put their lives on the line to help us protect this country, and they deserve all of the assistance t...
Are VA Loans Assumable? A Guide to VA Loan Assumption
A VA loan, or a Veterans Affairs loan, is a loan that is guaranteed by the US Department of Veterans Affairs f...
Credit Repair for Veterans: VA Credit Help
According to a recent study, veterans are more likely to have credit issues than civilian borrowers. While you...
VA Loan Requirements Explained: Who Qualifies for a VA Loan?
One of the most significant benefits of becoming a member of the military is being able to get a VA loan. The ...
VA ARM Loans: What Are They & How Do They Work?
VA loans allow eligible veterans, active duty service members, and surviving spouses to purchase or refinance ...
VA Loan Guaranty: What You Need to Know
A VA loan can help you secure financing for a primary residence with more flexibility. VA loan lenders typical...
VA Jumbo Loans Explained
Veterans, active-duty service members and surviving spouses may be eligible for VA jumbo loans, a combination ...
How to Get a VA Loan After Bankruptcy
Buying a house after filing for bankruptcy can be difficult, but it’s still possible. Likewise, getting ...
How Many Times Can You Use a VA Loan?
A VA loan can help you achieve your dream of homeownership with more flexible lending criteria. However, the...
VA Loan for a Second Home: Everything You Need to Know
Eligible active duty service members, veterans, and surviving spouses can take advantage of the many benefits ...
Can You Buy a Foreclosure With a VA Loan?
Foreclosures often allow buyers to purchase a home under its current market value. Since lenders and banks don...
Do VA Loans Require Earnest Money?
VA loans help eligible veterans, active duty service members, and surviving spouses secure financing for a pri...
VA Certificate of Eligibility: A Complete Guide
If you’re interested in applying for a VA loan, you’ll need your Certificate of Eligibility (COE). This fo...
Using a VA Loan for Investment Property
Investing in real estate is a great way to build wealth over time, and a VA loan may help you purchase investm...
Can My Spouse Use My VA Loan Without Me?
You may qualify for the VA home loan if you’re a veteran, active duty service member, or surviving spous...
VA Loan Closing Costs: What Are They & How Much Do They Cost?
If you’re an eligible veteran, active duty service member, or surviving spouse, you may qualify for a VA hom...
VA Funding Fee Guide: How Much Is the VA Funding Fee in 2025?
VA loans are available to active-duty members of the military and veterans. With a VA loan, you can secure a h...
What Is the Minimum Credit Score for VA Loans?
The United States Department of Veterans Affairs provides a valuable home loan benefit to current service memb...
The Benefits of VA Home Loans
VA home loans were created in the 1940s and have drastically changed over the last 70 years, becoming one of ...
VA Loans for First-Time Home Buyers
Serving your country in the military can make you eligible for a VA loan, a home financing option that comes w...
How To Get a VA Home Loan With Bad Credit
Wondering if you can get a VA home loan with bad credit? The answer is Yes. Active-duty service ...
Avoiding PMI Costs With a VA Loan
When looking into VA home loans as an option for purchasing or refinancing your home, one of the many question...
FHA vs VA Loans: Which Mortgage Option Is Right for You?
As a first-time buyer, you may be overwhelmed by your mortgage options. Which will offer the lowest down payme...
VA Loans vs Conventional Loans
VA loans are special home loans available only to veterans and active duty service members. They’re popular ...
VA Entitlement Explained: Basic & Bonus Loan Entitlements
There are many different aspects of VA loans that you should understand before entering into a loan agreement,...
How to Apply for Your First VA Loan
If you are a veteran looking to buy your first home, you may qualify for a VA Home loan. Most members of the r...
New Products and 2017 Predictions
The mortgage industry is going through a lot of changes right now. It’s always a good idea to review y...
Effects of Trump Election and Yellen Comments on VA Mortgage Rates
The reason for this post is to make Veterans who are using their VA benefits (to either refinance or purchase ...
Sarah Howell Talks VA Home Loans
Bill Lyons, CEO of Griffin Funding, interviews Sarah Howell, Sr. Loan Officer, about the advantages and pitfal...
Top 4 Benefits of VA Loans
Veterans are able to receive home loans backed by the government at a lower rate than the general public. As c...
Shelter to Soldier Partnership
Graham Bloem, Founder of Shelter to Soldier (STS) and William Lyons, CEO of Griffin Funding, are pursuing the ...
VA Inspection vs Home Appraisal
The VA loan program was designed to help eligible veterans, active duty service members, and their families qu...
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