Mortgage
Keep up with mortgage trends and learn about mortgage tips and tricks in order to be an informed and competitive buyer in the real estate market.
Conventional Loans for First-Time Home Buyers
A conventional loan for first-time home buyers is a traditional mortgage loan that meets the parameters set by Freddie Mac or Fannie Mae. Conventional loans require some percentage of down payment, depending on the mortgage you choose, and your credit score typically must be 620 or higher. In addition to credit score, conventional loans for...
FHA Loans for First-Time Home Buyers
FHA loans for first-time home buyers make it more affordable for aspiring homeowners to purchase a home. The F...
Adjustable-rate vs. Fixed-rate Mortgages
If you are thinking about purchasing a new home, you might not be in a position to purchase a home with cash a...
What Credit Score Is Needed For First-time Home Buyers In 2022?
Are you interested in purchasing a new home in the near future? You might be buying a home for the first time,...
How To Get The Best Home Loans For Bad Credit
Having bad credit doesn’t always mean that you won’t be able to get a mortgage or home equity loan, although it does complicate your efforts. There are ways for you to get the funding you need to buy or borrow against the equity of your home even when your credit rating isn’t great. The following...
How Much is the Average Down Payment on a House?
If you are thinking about purchasing a house, there are a lot of steps you need to complete. One of the most i...
Types of Home Loans
If you are interested in purchasing a home, there is a good chance that you will have to take out a mortgage. ...
HELOC vs Home Equity Loan Explained
A HELOC (Home Equity Line of Credit) and a HELOAN (Home Equity Loan) are both secured by the equity in your ho...
How to Apply and Qualify for the First Time Home Buyer Grant
If you are interested in purchasing a house for the first time, you have probably realized that there are a lot of hoops that you have to jump through. Even though it can look like a significant challenge to purchase a house on your own for the first time, there are tools that you can...
Earnest Money
If you are interested in purchasing property, you may have to take out a loan. There are different types of lo...
Escrow Explained
If you are thinking about applying for a home loan, there is one word that is going to come up over and over a...
February Market and Company News!
Jobs report gives Fed green light for more rate hikes The Federal Reserve is almost certainly raising interest...
Demographics are changing for Remote Workers- Including Income Taxes and Lifestyle changes
Where we live has been dictated by where we can find a good job. That truism has defined much of where America...
Considering a Cash-Out? Now is a Great Time as Equity Skyrockets!
Record home price appreciation in the last few years has pushed tappable home equity to new heights! According...
Share of Homes Bought by Investors Keeps Growing as Single-Family Rents Soar
Real estate investors were responsible for 18.2% of the homes purchased in the U.S. during the third quarter o...
November News
High home prices could drop in November as mortgage rates increase, economist says Home prices are rising, tho...
Welcome To October!
HOME EQUITY HAS HIT A RECORD HIGH. As home prices continue their rapid rise, many Americans are sitting on a p...
What is a better investment, Stocks or Real Estate?
Stock Market Example Invest $160,000 10% annual growth $504,287 at end of 12 years $342,974 at the end of 8 ye...
Why Jumbo Loans Are A Better Way to Purchase Your Luxury Home
What Is a Jumbo Loan? A Jumbo Loan is a type of home loan that allows borrowers to qualify for a larger loan t...
Backyard Design Ideas That Your Dogs Will Love
If you’re like most dog owners, you love the idea of watching your dogs play and run around in the backyard....
What to Consider When Buying a House: 5 Homebuyer Concerns
When you’re shopping for a new home, it’s challenging to tell when a house is actually in good condition. ...
Loan Programs Available to First-Time Home Buyers
Buying a home is an exciting and somewhat daunting decision. Many people get used to the idea of paying rent, ...
The #1 Reason Deals Fall Out Of Escrow
The number one reason that real estate deals fall out of escrow is because of the loan. Most loan officers, ba...
Bypassing The Big Banks for a Home Loan
When it comes to securing a home loan, every “big bank” has a set of criteria they use to discern ...
Pacific Gate San Diego High Rise Condo Foreign Income Loans
A new Bosa Development luxury high rise Condo project in the Embarcadero district of downtown San Diego opened...
Tips and Tricks Personalizing Your First Home
Nonstop Signs & Graphics is a versatile printing company based out of San Diego. We work with individuals,...
What Freelancers Need to Know About Getting a Mortgage
Getting a mortgage and looking for a new home is always a difficult process, especially when you’re self-emp...
Buyer’s Market
The real estate market has officially become a ‘buyers market’ in some areas of the country and wi...
Breaking: Real Estate Inventory Low
America’s luxury home market is facing an inventory shortage but it’s not as deep or severe as the one...
Buyer Beware: 3 Tips For First-Time Buyers
Buying your first home in the San Diego market can be difficult, especially for a young family just getting st...
Millennials Continue to Shake Housing Market
Millennials Leading the Way Millennials are increasingly entering the housing market as first-time buyers and ...
What is motivating millennials to purchase their first home?
As it turns out, millennials do want to own a home, and it’s just for a different reason than we think. A re...
Why the mortgage business will never go 100% digital
So you’ve found your dream house. Now, where do you go for a home loan? Do you go with the lender your real ...
What To Do If You Want To Be A Successful Home Buyer In Today’s Market
Home prices are rising at their fastest pace in almost three years. The index has increased by 6% in the past...
Student Loan “Cash-Out Refinance”
The new changes Fannie has put into place will waive the increased fees & higher interest rates associat...
House Hunting Out Of Town? We’ve Got Your Back.
During the first quarter of this year, 20% of online house hunters searched for properties that were outside t...
Median Home Value On The Rise But Experts Say No Bubble In Sight
In April the median home value increased to $198,000 according to Zillow’s data. That is 1% above the p...
Mortgage Closings Keep Getting Quicker
The time it takes to close all loans (both purchase and refinance) fell to 42 days in April, down from 43 days...
Purchase Money Loans Increase While Time To Close Decreases
The share of mortgage closings that were for home purchases increased in April according to the latest data f...
Homeownership Most Often Delayed By Downpayment Confusion
According to a survey by by Genworth Mortgage Insurance, misperceptions about downpayments are deterring w...
Want to Shave Years Off of Your Mortgage Payments?
We would all like to pay off our mortgages sooner rather than later, right? But with mortgage payments that ne...
The Difference Between Pre-Qualification and Pre-Approval
Most people don’t know the difference between getting pre-qualified and getting pre-approved. Both are impor...
Are You Prepared to Get a Home Loan?
The first step when you are getting ready to purchase a home is making sure your credit is up to par. Your cre...
Should You Refinance?
Why should you refinance? Many don’t ever think about refinancing, but did you know the average person can s...
How Recent Market Changes Can Affect You
As the Real Estate and financial markets continue to move up and down, mortgage rates can also be affected. Si...
Is an FHA Loan Right For Me?
With the resurgence of FHA home loans, many home owners are wondering if they can benefit from an FHA loan. Th...
Home Purchase Loan Tips
If you are thinking about purchasing a new home, don’t wait until you find the perfect home to get prequalif...
Latest Posts on the Blog
When Should You Refinance Your Mortgage?
Why Refinance Your Mortgage? Refinancing your mortgage can be a strategic financial decision that helps you sa...
Home Buying FAQs
General Home Buying FAQs Why buy a home? Buying a home is one of the most significant financial decisions you&...
Using a Home Equity Loan for Debt Consolidation
Using your home equity to pay off debt might sound like a big step, but with the right approach it can give yo...