Mortgage
Keep up with mortgage trends and learn about mortgage tips and tricks in order to be an informed and competitive buyer in the real estate market.
Are Property Taxes Deductible in 2025? Everything Homeowners Need to Know
When you purchase a home, you’ll be required to pay various fees, such as homeowner’s insurance and property taxes. Property taxes are one of the most significant recurring costs of homeownership. While they can add thousands of dollars to your annual expenses, they may also help you save money on your federal income taxes if...
Debt Consolidation Calculator
If you’re looking for ways to get out of debt, you’re not alone. Many people struggle with paying ...
PMI vs MIP: Key Differences Between PMI vs MIP Explained
A home is often one of the most significant purchases you’ll ever make. Unfortunately, not everyone real...
Tax Benefits of Real Estate Investing
Investing in real estate can help you build wealth over time while expanding your portfolio with new opportuni...
What Is APR on a Loan?
Taking out a loan costs money. When you take out a loan, you’ll see various terms on your paperwork that can help you estimate your total costs, such as interest, APY, and APR. Knowing what these terms mean can help you determine if a loan or credit card is right for you based on your...
Does Forbearance Affect Getting a New Mortgage?
Many people entered a forbearance program during COVID-19 that allowed them to remain in their homes without w...
Home Equity Line of Credit
Leveraging the equity you’ve built up in your home can help you pay for large expenses at a lower intere...
How to Calculate ROI on a Rental Property
Investing in rental property can help you grow your wealth, but it also comes with a different set of responsi...
Can You Buy a House With No Money Down?
Most people need mortgages to be able to afford to purchase a home, but you might know that with many home loans comes the requirement of a down payment. Unfortunately, this can be a big hurdle for prospective homeowners who might be wondering, “Can you buy a house with no money down?” You can buy...
Real Estate Investing for Beginners: How to Get Started
Investing in real estate has major benefits, like growing your wealth and passively generating income without ...
How to Get a Mortgage
Most home buyers need a mortgage to afford their dream homes. Unfortunately, getting a mortgage for the first ...
Second Mortgage vs Refinance
With a second mortgage or refinance, you can tap into your home’s equity to increase your cash flow, pay...
What Is a Cap Rate on a Rental Property? Everything You Need to Know
If you’re self-employed, such as a real estate investor, you need to make sure that you’re generating a so...
How to Sell Your House
Having a stress-free home selling process is crucial for anyone wondering how to sell their home. Most people ...
Inflation & Housing: How Does Inflation Affect House Prices?
Rising inflation means higher home prices, but it also means that you can purchase a home for cheaper now than...
2/1 Buydown Calculator
A 2/1 buydown mortgage is a type of mortgage that allows the borrower to reduce the amount of interest paid du...
Documents Needed for Mortgage Pre-Approval
Getting pre-approved for a mortgage makes it easier for you to buy a home because the seller knows that they c...
Can You Get a Mortgage Without a Job?
Being unemployed and not having a full-time job can hurt your chances of getting approved for a mortgage. That...
A Step-by-Step Guide to the Mortgage Underwriting Process
Applying for a mortgage can be confusing for first-time home buyers, but once you’ve gone through it onc...
Non-Conforming Loans: What They Are and How They Work
When you’re ready to buy a house and learn about the mortgage process, you’ll come across mortgage term...
Is Your Interest Rate Percentage Holding Your Equity Hostage?
Investing in homeownership has many advantages. Over time, home values increase, allowing you to sell your hom...
How to Get a Loan Without a Job
Being unemployed can be stressful for the average person. Not having a job often means having little to no inc...
What Happens If You Have a High Debt-to-Income Ratio? Solutions & Lending Options
When you apply for a mortgage loan, you must meet the lender’s criteria for approval. Your income, job histo...
Letter of Explanation
If you are going through the process of applying for a mortgage, you understand that you might be asked for ce...
No Doc Loans
Traditional mortgages have stringent lending requirements. Lenders verify your income in several ways, includi...
Jumbo vs. Conventional Loans: What Are The Differences?
When buying a home, you have many options to choose from. Most people don’t know how many mortgage progr...
First-Time Home Buyer Checklist: Everything You Need To Succeed
A home is a significant investment, but becoming a homeowner has many advantages. First, you’ll own your...
Property Tax: What It Is And How It’s Calculated
Property taxes are paid to the government to ensure projects such as community services, schools, and fixing t...
Home Affordability Calculator
Becoming a homeowner is a big step, and you must be financially prepared. Asking yourself, “How much hou...
The Latest Home Price Appreciation Report: Why Real Estate is a Strong Investment in 2023
CoreLogic recently released its Home Price Appreciation Report, revealing that home prices in the US appreciat...
Conventional Loans for First-Time Home Buyers
A conventional loan for first-time home buyers is a traditional mortgage loan that meets the parameters set by...
FHA Loans for First-Time Home Buyers
FHA loans for first-time home buyers make it more affordable for aspiring homeowners to purchase a home. The F...
Adjustable-rate vs. Fixed-rate Mortgages
If you are thinking about purchasing a new home, you might not be in a position to purchase a home with cash a...
What Credit Score Is Needed For First-time Home Buyers In 2022?
Are you interested in purchasing a new home in the near future? You might be buying a home for the first time,...
How To Get The Best Home Loans For Bad Credit
Having bad credit doesn’t always mean that you won’t be able to get a mortgage or home equity loan, al...
How Much is the Average Down Payment on a House?
If you are thinking about purchasing a house, there are a lot of steps you need to complete. One of the most i...
Types of Home Loans
If you are interested in purchasing a home, there is a good chance that you will have to take out a mortgage. ...
HELOC vs Home Equity Loan Explained
A HELOC (Home Equity Line of Credit) and a HELOAN (Home Equity Loan) are both secured by the equity in your ho...
How to Apply and Qualify for the First Time Home Buyer Grant
If you are interested in purchasing a house for the first time, you have probably realized that there are a lo...
Earnest Money
If you are interested in purchasing property, you may have to take out a loan. There are different types of lo...
Escrow Explained
If you are thinking about applying for a home loan, there is one word that is going to come up over and over a...
February Market and Company News!
Jobs report gives Fed green light for more rate hikes The Federal Reserve is almost certainly raising interest...
Demographics are changing for Remote Workers- Including Income Taxes and Lifestyle changes
Where we live has been dictated by where we can find a good job. That truism has defined much of where America...
Considering a Cash-Out? Now is a Great Time as Equity Skyrockets!
Record home price appreciation in the last few years has pushed tappable home equity to new heights! According...
Share of Homes Bought by Investors Keeps Growing as Single-Family Rents Soar
Real estate investors were responsible for 18.2% of the homes purchased in the U.S. during the third quarter o...
November News
High home prices could drop in November as mortgage rates increase, economist says Home prices are rising, tho...
Welcome To October!
HOME EQUITY HAS HIT A RECORD HIGH. As home prices continue their rapid rise, many Americans are sitting on a p...
What is a better investment, Stocks or Real Estate?
Stock Market Example Invest $160,000 10% annual growth $504,287 at end of 12 years $342,974 at the end of 8 ye...
Why Jumbo Loans Are A Better Way to Purchase Your Luxury Home
What Is a Jumbo Loan? A Jumbo Loan is a type of home loan that allows borrowers to qualify for a larger loan t...
Backyard Design Ideas That Your Dogs Will Love
If you’re like most dog owners, you love the idea of watching your dogs play and run around in the backyard....
What to Consider When Buying a House: 5 Homebuyer Concerns
When you’re shopping for a new home, it’s challenging to tell when a house is actually in good condition. ...
Loan Programs Available to First-Time Home Buyers
Buying a home is an exciting and somewhat daunting decision. Many people get used to the idea of paying rent, ...
The #1 Reason Deals Fall Out Of Escrow
The number one reason that real estate deals fall out of escrow is because of the loan. Most loan officers, ba...
Bypassing The Big Banks for a Home Loan
When it comes to securing a home loan, every “big bank” has a set of criteria they use to discern ...
Pacific Gate San Diego High Rise Condo Foreign Income Loans
A new Bosa Development luxury high rise Condo project in the Embarcadero district of downtown San Diego opened...
Tips and Tricks Personalizing Your First Home
Nonstop Signs & Graphics is a versatile printing company based out of San Diego. We work with individuals,...
What Freelancers Need to Know About Getting a Mortgage
Getting a mortgage and looking for a new home is always a difficult process, especially when you’re self-emp...
Buyer’s Market
The real estate market has officially become a ‘buyers market’ in some areas of the country and wi...
Breaking: Real Estate Inventory Low
America’s luxury home market is facing an inventory shortage but it’s not as deep or severe as the one...
Buyer Beware: 3 Tips For First-Time Buyers
Buying your first home in the San Diego market can be difficult, especially for a young family just getting st...
Millennials Continue to Shake Housing Market
Millennials Leading the Way Millennials are increasingly entering the housing market as first-time buyers and ...
What is motivating millennials to purchase their first home?
As it turns out, millennials do want to own a home, and it’s just for a different reason than we think. A re...
Why the mortgage business will never go 100% digital
So you’ve found your dream house. Now, where do you go for a home loan? Do you go with the lender your real ...
What To Do If You Want To Be A Successful Home Buyer In Today’s Market
Home prices are rising at their fastest pace in almost three years. The index has increased by 6% in the past...
Student Loan “Cash-Out Refinance”
The new changes Fannie has put into place will waive the increased fees & higher interest rates associat...
House Hunting Out Of Town? We’ve Got Your Back.
During the first quarter of this year, 20% of online house hunters searched for properties that were outside t...
Median Home Value On The Rise But Experts Say No Bubble In Sight
In April the median home value increased to $198,000 according to Zillow’s data. That is 1% above the p...
Mortgage Closings Keep Getting Quicker
The time it takes to close all loans (both purchase and refinance) fell to 42 days in April, down from 43 days...
Purchase Money Loans Increase While Time To Close Decreases
The share of mortgage closings that were for home purchases increased in April according to the latest data f...
Homeownership Most Often Delayed By Downpayment Confusion
According to a survey by by Genworth Mortgage Insurance, misperceptions about downpayments are deterring w...
Want to Shave Years Off of Your Mortgage Payments?
We would all like to pay off our mortgages sooner rather than later, right? But with mortgage payments that ne...
The Difference Between Pre-Qualification and Pre-Approval
Most people don’t know the difference between getting pre-qualified and getting pre-approved. Both are impor...
Are You Prepared to Get a Home Loan?
The first step when you are getting ready to purchase a home is making sure your credit is up to par. Your cre...
Should You Refinance?
Why should you refinance? Many don’t ever think about refinancing, but did you know the average person can s...
How Recent Market Changes Can Affect You
As the Real Estate and financial markets continue to move up and down, mortgage rates can also be affected. Si...
Is an FHA Loan Right For Me?
With the resurgence of FHA home loans, many home owners are wondering if they can benefit from an FHA loan. Th...
Home Purchase Loan Tips
If you are thinking about purchasing a new home, don’t wait until you find the perfect home to get prequalif...
Latest Posts on the Blog
1031 Exchanges: Definition, Rules, & What to Know
So what is a 1031 exchange in real estate? While the concept of a 1031 exchange might sound appealing, its int...
Trump’s Housing Market in 2025: What Real Estate Buyers, Sellers & Investors Should Expect
For many potential home buyers who delayed their purchasing decisions until after the election results, unders...
100% Bonus Depreciation for Real Estate Investors in 2025 | Updated State-by-State Guide
Understanding the concept of bonus depreciation and its practical application can help you capitalize on this ...