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    Why should you refinance?

    Many don’t ever think about refinancing, but did you know the average person can save $100’s to even $1000’s a year by doing so? There is also no limit to the amount of times you can refinance your mortgage. Just this past quarter of 2015, borrowers that chose to refinance their loans will save more than $1.4 billion on their interests payments this first year of their new loan. Still not sure? house on money

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    Here are the top 4 reasons to refinance your home:
    1) Reduce your interest rate and/or monthly payment. You’ll have the options to save more money or pay down your mortgage faster.

    2) Consolidate multiple loans, credit cards, or other debt into one convenient payment while lowering your overall interest.

    3) Change your amortization type. Going from an adjustable rate mortgage into a fixed rate mortgage locks you in to a lower rate though the life of your loan.

    4) Get cash from the equity of your home to finance renovations, your kid’s college tuition, or even personal debt.

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    Bill Lyons

    Bill Lyons is the Founder, CEO & President of Griffin Funding. Founded in 2013, Griffin Funding is a national boutique mortgage lender focusing on delivering 5-star service to its clients. Mr. Lyons has 22 years of experience in the mortgage business. Lyons is seen as an industry leader and expert in real estate finance. Lyons has been featured in Forbes, Inc., Wall Street Journal, HousingWire, and more. As a member of the Mortgage Bankers Association, Lyons is able to keep up with important changes in the industry to deliver the most value to Griffin's clients. Under Lyons' leadership, Griffin Funding has made the Inc. 5000 fastest-growing companies list five times in its 10 years in business.