DSCR Loans
DSCR loans allow real estate investors to qualify for financing without proof of income — learn how you can leverage DSCR loans to expand your real estate portfolio.
DSCR Mortgage Document Checklist (2025): Exactly What You Need
What Is a DSCR Mortgage Loan? A debt service coverage ratio (DSCR) loan evaluates whether a property’s rental income can cover its mortgage payments, rather than focusing on the borrower’s personal income. The ratio is determined by dividing the property’s monthly rental income by its monthly debt obligations (principal, interest, taxes, and insurance). Most lenders...
DSCR Refinance Calculator
DSCR Refinance Calculator What Is a DSCR Loan? A DSCR loan, or debt service coverage ratio loan, is a non-QM (...
DSCR Loan Examples & Use Cases
Who Are DSCR Loans for? Debt service coverage ratio (DSCR) loans are designed for both new and experienced rea...
How to Build a Real Estate Portfolio
From understanding the fundamentals of real estate investments to setting clear financial goals, each element ...
Leveraging DSCR Loans for Airbnb and Other Short-Term Rentals
How DSCR Loans Work A STR DSCR loan prioritizes a property’s debt service coverage ratio over the borrower’s personal income or employment history. The DSCR is a metric that measures a property’s cash flow against its debt obligations. With a DSCR loan, lenders calculate DSCR to determine a borrower’s ability to repay the loan rather...
San Diego Real Estate Investing
Real estate investing can be a profitable and reliable way to build wealth over time, and San Diego is no exce...
DSCR Loan vs Conventional Loan
If you are a new or seasoned real estate investor, it can be difficult to qualify for traditional forms of fi...
Do You Need Pay Stubs to Buy a House? How To Prove Your Income
Lenders ask for a variety of documentation to ensure you qualify for a home loan, including job history, tax r...
What Is a Good Debt Service Coverage Ratio?
Real estate investors seeking an investment property loan should consider their debt service coverage ratio (DSCR) to measure their cash flow and ability to pay debts. Lenders can use a borrower’s DSCR to determine their ability to repay the loan based on cash flow rather than income or job history. DSCR loans allow borrowers to invest...
DSCR Loan Calculator
Investing in rental properties is a great way to grow your wealth. With over 49.5 million rental housing units...
DSCR Loans in New York
A debt service coverage ratio (DSCR) loan is a type of commercial loan that is typically used for investment p...
DSCR Formula and Calculation
“No tax returns needed! No income verification! Use your rental income to finance your investment proper...
Build a Cash Flow Positive Real Estate Portfolio with One Simple Loan
Griffin Funding offers Investment Property Loans, or DSCR loans. A DSCR loan is a type of non-QM loan for new ...
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