Mortgage Videos
Check out our mortgage videos to understand the lending process. We’ve created a comprehensive library of mortgage training videos to guide you through every step of getting a home loan.
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Our Mortgage Loan Videos
Finding the perfect mortgage for you can make a huge difference in whether you’re approved and how much you’ll pay. Our mortgage loan videos make it simple to understand your options. Whether you’re a first-time homebuyer, real estate investor, or looking to refinance, our mortgage lending educational videos break down complex concepts into clear, actionable information. Browse our collection below for mortgage process videos tailored to your specific situation and financing needs.
DSCR Loans
DSCR loans are specifically for real estate investors, focusing on property cash flow rather than personal income. Through our DSCR loan videos, you’ll learn how these loans calculate the ratio between a property’s income and its debt obligations to determine qualification. These mortgage lending educational videos explain how rental income helps investors expand their portfolios without traditional income verification requirements.
Bank Statement Loans
Bank statement loans offer flexible qualification paths for self-employed borrowers and business owners. Our bank statement loan videos demonstrate how you can qualify using 12-24 months of deposits rather than tax returns.
These mortgage loan videos walk you through documentation requirements, how we analyze statements to determine income, and why these loans are ideal for entrepreneurs whose tax returns may not reflect their true earning potential.
VA Loans
VA loans provide exclusive benefits to those who have served our country. Our VA loan videos guide veterans and active service members through eligibility requirements, funding fees, and the significant advantage of potentially purchasing with zero down payment.
These videos explain how VA loans offer competitive interest rates and don’t require monthly mortgage insurance, making homeownership more accessible for military families.
Asset-Based Loans
Asset-based loans allow qualification based on savings and investment portfolios rather than traditional income. Our asset-based loan videos explain how borrowers with significant assets but lower taxable income can leverage their investments to secure mortgage financing.
These mortgage videos demonstrate how we calculate loan eligibility based on retirement accounts, stocks, bonds, and other liquid assets without requiring liquidation.
Home Equity
Home equity loans (HELOANs) and lines of credit (HELOCs) can help homeowners access their property’s accumulated value. Our home equity videos show various options, including HELOCs, cash-out refinancing, and second mortgages. These helpful mortgage videos explain typical terms, potential tax benefits, and strategic uses for home equity funds, such as home improvements, debt consolidation, or education expenses.
General Mortgage Videos
Get an overview of the entire home financing journey. From pre-approval to closing day, these mortgage training videos offer clear explanations of important terminology, typical timelines, and what to expect at each stage. Learn about credit requirements, debt-to-income ratios, down payment options, and closing costs.
Client Testimonials
Real experiences speak volumes about our service quality. In our client testimonial videos, actual borrowers share their journeys with our team. For additional feedback from satisfied customers, check out our reviews page.
The Griffin Funding Team
Get personally acquainted with our team through these introduction videos. Meet the mortgage professionals who will guide you through your loan process as they share their expertise, industry experience, and commitment to exceptional service.
Frequently Asked Questions
The best way to learn about mortgages is through our educational resources. Our lending process page provides detailed information, but our mortgage videos and blogs offer explanations that many find easier to understand.
We’ve created specialized content for both conventional financing through traditional mortgages and alternative qualification options through non-QM mortgages to help you compare available programs and find the best fit for your situation.
Applying for a mortgage is easy with our streamlined process, and our mortgage videos break down each step.
Here’s how it works:
- Pre-approval: You’ll start by completing a simple form with basics about your income, assets, and the loan amount you’re looking for. Our loan officers review this info to give you a quick idea of what you might qualify for.
- House hunting: After getting pre-approved, you can shop for homes within your budget. Sellers take pre-approved buyers more seriously, giving you an advantage in competitive markets.
- Document gathering: Next, you’ll need to round up your financial paperwork. This usually includes pay stubs, W-2s, tax returns, and bank statements. If you’re self-employed, our mortgage loan videos explain exactly which documents you’ll need for options like bank statement loans.
- Underwriting review: Once you submit your documents, our underwriting team will thoroughly review your finances. They’ll check your credit, verify your employment, and order an appraisal of the property.
- Conditional approval: After initial review, you might need to provide some additional information to address any questions from underwriting.
- Final approval and closing: When all conditions are met, we prepare your final loan documents for signing. You’ll attend a closing appointment where you’ll sign the paperwork and receive the keys if you’re purchasing a home.
The Griffin Gold app makes the entire process easier by giving you one secure place to upload documents, check your loan status, and chat directly with your loan officer.
Our team is always available to answer your questions directly. While our mortgage loan videos provide excellent background information, every borrower’s situation is unique. Contact us for personalized mortgage guidance based on your specific financial circumstances and homeownership goals.