Guy Troxler
Sr. Loan Officer - San Diego, CA NMLS# 1642169
With over seven years of experience in the mortgage industry, Guy Troxler is a seasoned Senior Loan Officer at Griffin Funding, where he has built a strong reputation as one of the company’s top producers. Known for his deep knowledge of the loan market and his unwavering commitment to client satisfaction, Guy has successfully funded more than 750 loans throughout his career, with a particular focus on complex loan products, such as DSCR (Debt Service Coverage Ratio) and Bank Statement loans. Since joining Griffin Funding in 2020, Guy has consistently ranked as one of the top producers, a testament to his expertise, work ethic, and dedication to delivering the best possible financing solutions for his clients.
Early Career and Entry into the Mortgage Industry
Guy Troxler’s journey in the mortgage industry began in 2017 when the market was still recovering from the aftermath of the 2008 financial crisis. With a background in home improvement sales, Guy was drawn to the mortgage industry because of its dynamic nature and its critical role in helping people achieve their dreams of homeownership. His strong interpersonal skills and natural ability to connect with clients quickly made him a standout in the industry.
Prior to Griffin Funding, Guy honed his understanding of traditional loan products, including FHA, conventional, and VA loans, and has funded over 500 loans with those products in his career. As he gained more experience, he recognized the growing demand for alternative lending products, particularly those tailored to self-employed individuals, investors, and business owners. This insight into the market led him to specialize in more complex financing options, which would ultimately shape his success at Griffin Funding.
Focus on DSCR and Bank Statement Loans
Over the years, Guy’s expertise in specialized loan products grew, with a particular focus on DSCR loans and Bank Statement loans. These types of loans are designed to help borrowers who may not meet the traditional qualifications required for conventional loans. DSCR loans are often used by real estate investors who may have fluctuating or non-traditional income streams but need financing for investment properties. Bank Statement loans, on the other hand, offer a solution for self-employed borrowers who have substantial income but lack the traditional documentation, such as W-2s or tax returns, to qualify for standard loans.
Guy’s ability to successfully navigate the complexities of these alternative lending options has set him apart in the industry. With over 150 DSCR loans funded ($55 million) and over 100 Bank Statement loans ($51 million) funded to date (Nov 2024), Guy has become a trusted advisor for real estate investors and self-employed borrowers across the country. His approach to these types of loans is rooted in his ability to understand each client’s unique financial situation and identify the best possible solution to help them achieve their goals.
Joining Griffin Funding
In 2020, Guy joined Griffin Funding, a company known for its customer-centric approach and its focus on providing flexible financing solutions for a diverse range of clients. At Griffin Funding, Guy found a perfect match for his skills and expertise. The company’s commitment to offering non-QM (non-qualified mortgage) loan products, combined with its cutting-edge technology and streamlined processes, made it an ideal environment for Guy to continue his growth and build a thriving business.
Since joining the Griffin Funding team, Guy has consistently ranked as a top producer, not only meeting but exceeding his production goals year after year. His success is driven by his deep understanding of the loan products available through Griffin Funding, his dedication to providing clients with the best possible advice, and his commitment to a consultative approach in every loan transaction. Whether working with first-time homebuyers or seasoned investors, Guy takes the time to understand each client’s needs and financial goals, offering personalized guidance throughout the loan process.
A Reputation for Excellence and Client Satisfaction
His unwavering commitment to client satisfaction sets Guy apart in the competitive mortgage industry. He believes that the key to long-term success in the mortgage business is not just closing loans but building lasting relationships with clients. Many of his clients return to him for future financing needs, and he receives frequent referrals from satisfied borrowers.
Guy’s clients appreciate his transparent, no-pressure approach to the loan process. He takes the time to explain the different loan options available thoroughly and helps clients make informed decisions that align with their financial objectives. Whether guiding a first-time homebuyer through the complexities of the mortgage process or advising a seasoned investor on a DSCR loan, Guy’s goal is always the same: to provide personalized service that ensures the best possible outcome for each individual or business.
In addition to his work with individual borrowers, Guy has earned a reputation as a trusted partner for real estate agents, brokers, and other industry professionals. His ability to collaborate effectively with these partners and provide their clients with exceptional loan products and services has made him a go-to resource for many in the real estate community.
Industry Knowledge and Continuing Education
Despite his impressive track record of success, Guy is committed to continued learning and professional development. He recognizes that the mortgage industry is constantly evolving, with new loan products, regulations, and market conditions influencing the landscape. To stay at the forefront of the industry, Guy regularly participates in continuing education courses, attends industry conferences, and keeps up-to-date with the latest trends and regulations. This dedication to ongoing education ensures that Guy is always equipped to offer his clients the most current and relevant information and guidance.
As part of his commitment to staying on top of industry changes, Guy is particularly focused on the growth of non-QM loans, which have become an increasingly important segment of the mortgage market. As traditional lending standards tighten, more borrowers are turning to non-QM solutions, and Guy has positioned himself as an expert in these specialized products. His ability to navigate the complexities of non-QM loans and find creative solutions for borrowers who may not fit the traditional mold has made him a go-to resource for those seeking alternative financing options.
Personal Philosophy and Client-Centered Approach
At the heart of Guy’s success is his client-centered philosophy. He believes that the mortgage process should be as simple, transparent, and stress-free as possible. Whether his clients are purchasing their first home, refinancing an existing property, or securing financing for an investment property, Guy’s goal is to provide them with the knowledge and support they need to make confident, informed decisions.
Guy’s approach is built on trust and communication. He understands that for many people, obtaining a mortgage is one of the most significant financial decisions they will ever make. As such, he takes a consultative approach to each transaction, ensuring that his clients fully understand their options and feel empowered throughout the process. By focusing on building long-term relationships rather than simply closing deals, Guy has earned a loyal client base and a reputation for excellence in the industry.
Recognition and Awards
Guy’s exceptional performance at Griffin Funding has not gone unnoticed. In addition to consistently ranking as one of the company’s top producers, Guy has received numerous accolades and awards for his contributions to the company’s success. These awards are a testament to his hard work, professionalism, and commitment to delivering outstanding results for his clients.
Looking Ahead
As Guy Troxler continues to thrive in his role as Senior Loan Officer at Griffin Funding, he remains focused on providing the highest level of service to his clients and partners. He aims to continue growing his business while helping even more individuals and investors achieve their financial objectives. With his extensive knowledge, industry expertise, and commitment to client satisfaction, Guy is well-positioned to continue his success in the mortgage industry for many years to come.
When he’s not working, Guy enjoys spending time with his wife Marla, three-year-old daughter Hunter, and their two Westies, Ralph and George. He keeps active by making sure Hunter stays entertained and traveling at any opportunity. He is deeply committed to giving back to his community and often participates in local charity events and initiatives.
You can book an appointment with Guy for a free mortgage consultation by clicking here.
