Qualify for a loan based on your property’s cash flow, not yours
Expand your real estate investment portfolio through a Debt Service Coverage Ratio loan
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Use your property’s cash flow to secure financing for your next investment
As a real estate investor, you can benefit from Debt Service Coverage Ratio (DSCR) loans. This is a type of non-income loan. To qualify, you simply calculate the property's annual gross rental income against its annual mortgage debt. DSCR Loans are used to analyze how much of a loan can be supported by the income coming from the property.
Some of the property types you can use a DSCR loan for include:
Single-Family Residences (SFR), including homes, condos, and townhomes.
Multifamily properties (2-10 Units).
Rural properties with limited acres.
Fill out the form to start your application process or talk to an advisor.
DSCR Loans have several benefits
Why choose Griffin Funding?
Outstanding Client Experience
Investment Property Specialists
Direct-to-Consumer Advantage
Effortless Digital Mortgage Platform
We’re Advisors, NOT Salespeople
What you need to apply for a DSCR loan
Property’s appraisal
To determine the property’s current market value and rental income.
Property type
DSCR loans can only be used for investment properties that generate rental income.
Julio Galvez
Jorge and his team were exceptional throughout the entire process. They were very clear in their communication and worked quickly to get my home DSCR loan funded. Their professionalism and efficiency made the experience smooth and stress-free. I highly recommend Jorge and his team for anyone looking for reliable and fast loan services.
Sara J.
Great team to work with from application through closing and afterwards for follow up needs. Very fast turnaround on rental property cash out mortgage. Have used them twice for this product and will again if I need to. Highly recommend for rental real estate investors!
Jordan Venjohn
We have had two successful DSCR loans completed with Griffin Funding. Their entire team was wonderful to work with. We plan to take all of our real estate loans to them!
Expand your investment portfolio more easily than ever before
Start your application process today and get a loan to expand your real estate business.
We help you build wealth through real estate
Griffin Funding is a national direct-to-consumer mortgage company in the business of helping real estate investors build generational wealth.
When you work with us, you get personalized assistance from a knowledgeable loan specialist, who will tailor a highly personalized loan according to your financial situation. We offer a number of traditional and non-traditional loan services, so you will find exactly what you’re looking for. Plus, our online application makes applying for a home loan quick and easy. Experience 5-star white glove service now!
NMLS Unique Identifier: 1120111
VA Approved Lender ID: 9088650000
State Licensing
This material is not from HUD or FHA and has not been approved by HUD or any government agency. Griffin Funding specializes in VA Home Loans, DSCR Loans and Self Employed Real Estate Buyer Loans.
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Use Rental Income to Qualify for Investment Properties
There are many things to consider with DSCR loans. Our advisors are here to help talk these through:
Down Payments
Interest Rates
Financing
Use for income-generating properties
Cash-flow
Prepayment Conditions
Qualifying Properties
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