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Mortgage Project Manager
CGGriffin Funding
Portrait of Christopher Garmon

Christopher Garmon

Mortgage Project Manager · San Diego, CA
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San Diego
Mortgage OperationsGriffin Funding teamDirect contact
ExperienceMore than 23 years

Mortgage lending, mortgage operations, real estate, and technology-enabled business development.

Career backgroundCMG, Caliber & AmeriFirst

Leadership experience across mortgage operations, portfolio lending, and production support.

AI product ownershipLIA & AI Discoverability

Decision support for mortgage professionals, with human judgment preserved.

Operating focusWorkflow automation

Loan officer capacity, less manual handling, faster funding, and measurable impact.

Professional biography

Chris Garmon, Mortgage Project Manager

Mortgage Operations | AI Product Development | Mortgage Technology | Workflow Automation

Chris Garmon is the Mortgage Project Manager at Griffin Funding and a hands-on AI product operator focused on mortgage technology, workflow automation, and loan officer productivity. Based in San Diego, he combines more than 23 years of experience across mortgage lending, mortgage operations, real estate, and technology-enabled business development with product management and AI development to turn complex mortgage workflows into practical systems for loan officers, processors, and borrowers.

Mortgage Operations & Product Experience

Garmon's background spans mortgage origination, production management, processing, closing, funding, risk management, business development, and project leadership. Before Griffin Funding, he held leadership roles at CMG Financial, Caliber Home Loans, and AmeriFirst Financial. At CMG, he managed operations for the Coronado branch, which produced $734 million across 1,357 mortgage loans in 2020, while overseeing a 10-person operations team and a 300+ loan pipeline. At Caliber Home Loans, he led Portfolio Smart Start, a company-wide decision-support system (DSS) risk-management platform for portfolio mortgage products, and supported portfolio lending across 78 Pacific Northwest branches. Earlier, at AmeriFirst Financial, he supported production across 11 California branches and helped standardize mortgage workflows, quality controls, and sales operations.

AI Product Leadership at Griffin Funding

At Griffin Funding, Garmon owns LIA (Loan Intelligence Agent), the company's AI decision-support platform for mortgage professionals, and leads the Griffin AI Discoverability Platform. LIA was initially spearheaded by Griffin VP of Strategy Chloe Shubin before Garmon joined the company, and the platform was highlighted in Griffin Funding's recognition as a 2026 HousingWire Tech100 Mortgage honoree. Garmon's work spans Guided Loan Pricing, Non-QM mortgage product matching, document intelligence, mortgage workflow automation, and AI-assisted scenario support. LIA is designed to help licensed professionals place, document, and price loans more efficiently while preserving human judgment; it does not make credit decisions.

Execution & Impact

Working across executive leadership, mortgage operations, loan production, and engineering partners, Garmon combines product strategy with hands-on development and frontline adoption. His focus is measurable operating impact: increasing loan officer capacity, reducing manual handling, shortening application-to-funding timelines, improving decision accuracy, and proving where AI and automation contribute to better outcomes. His approach is grounded in a simple principle: use mortgage technology to give professionals more time for the work that requires their expertise and borrowers a clearer, faster path to financing.

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Griffin Funding, Inc. NMLS Unique Identifier: 1120111
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