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Sr. Loan Officer
JMGriffin Funding
Portrait of Joshua Miller
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Joshua Miller

NMLS ID 1640013
Sr. Loan Officer · Scottsdale, AZ · NMLS ID 1640013
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Call Joshua Direct line (480) 405-4997
Scottsdale
ConvDSCRBank StmtHELOC9 five-star reviews41 states and DC173+ loans closed at Griffin Funding
Client reviews9 five-star reviews

Five-star Google reviews selected for this profile.

Clients mentionSmooth process & fast execution

What clients mention most often in their reviews.

Loan typesDSCR & Refinance

Loan types mentioned most often in client reviews.

LicensingLicensed in 41 states and DC

NMLS ID 1640013 · recorded licensing.

Client feedback

Client reviews

Showing 9 five-star Google reviews selected for this profile. Reviewer initials are shown for privacy.
DSCRInvestment PropertyCash-Out
★★★★★Google review
“Great communication and transparency while working with Joshua Miller. We were able to get the process completed within a week. Very fast.”
R.O.Griffin client · Aug 12, 2026
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★★★★★Google review
“I’ve closed 3 loans with Josh. He and Andromeda great. Extremely helpful. 5 stars ✨”
U.C.Griffin client · Apr 15, 2026
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★★★★★Google review
“They have an excellent product for home equity loans that uses your business revenue to qualify for home equity loans even though it this a personal loan. Andromeda , Josh , Jennifer and the tiers were very swift in every step and they actually were highly motivated to get the loan processed quickly down to the last day. It was all about the people .”
A.D.Griffin client · Apr 15, 2026
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★★★★★Google review
“This company successfully implements a team focused approach that works! After finding Griffin using an AI search for best lenders working in DSCR loans we were amazed as Josh, Andromeda, and Jennifer shared responsibilities and made for a seamless close— thank you!”
K.M.Griffin client · Apr 15, 2026
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★★★★★Google review
“I sought Griffin Funding after being turned away from my credit union. As a landlord, I own several properties, and conventional financing was no longer an option. I literally had 2-3 weeks before a ballon payment out of a hard money loan. Josh and his loan processor Andromeda not only got me funding through a DSCR Loan, they exceeded my expectations resolving various issues along the way!”
F.W.Griffin client · Apr 15, 2026
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★★★★★Google review
“Griffin funding offers a great home buying experience especially for business owners! The process was fast, smooth and simple. I appreciate both Josh & Andromeda for helping me purchase my next home. Definitely will recommend to others!”
C.K.Griffin client · Nov 15, 2025
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★★★★★Google review
“Worked with Josh, Deanna and Andromeda. All were a pleasure to work with in the mortgage process. Thank you!”
S.S.Griffin client · Oct 15, 2025
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★★★★★Google review
“Josh Miller is the best. Call him!”
M.E.Griffin client · Oct 15, 2025
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★★★★★Google review
“Exceptional Experience with Griffin Funding - Cash-Out RefinanceI recently completed a cash-out refinance on my investment property with Griffin Funding, and it was by far the smoothest transaction I have ever experienced in my dealings with mortgage lenders.From the initial consultation to the final closing, the level of professionalism and efficiency was outstanding. I particularly want to commend Joshua Miller, my Mortgage Advisor. Joshua was incredibly knowledgeable, responsive, and guided me through every step of the process with clarity and expertise.Furthermore, Andromeda Moreno, the Loan Processing Assistant, was instrumental in ensuring everything moved forward seamlessly. Her attention to detail and proactive communication made the entire process remarkably stress-free. Andromeda was very accommodating in scheduling the closing at a time that worked best for me, which is a significant convenience, especially when managing investment properties.The terms offered by Griffin Funding were also very reasonable and competitive, especially considering the current market conditions. It’s reassuring to work with a lender that offers fair terms while maintaining such a high standard of service.For anyone looking for a reliable and efficient mortgage lender, especially for investment properties, I highly recommend Griffin Funding. They have certainly earned my trust and future.Harold B / PBI Properties LLC”
H.B.Griffin client · Jul 15, 2025
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Licensing

Recorded state licensing

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41states and DC

Licensing shown reflects Griffin Funding’s recorded NMLS licensing and may not reflect recent changes. Confirm current licensing at NMLS Consumer Access.

Review summary

Client feedback at a glance

A summary of the client reviews shown on this profile.

5★rating of reviews shown
9reviews shown here
Aug 12, 2026most recent review shown
Googlereview source
Loan officer profile

Joshua Miller, Sr. Loan Officer

Sr. Loan Officer whose clients describe smooth process and fast execution across DSCR and refinance scenarios.

What Joshua does

DSCR & Refinance

9 five-star client reviews highlight smooth process and fast execution across DSCR and refinance scenarios.

DSCRRefinanceInvestment Property
Responsibilities

Day to day

  • Reviewing your scenario and loan options
  • Structuring and pricing your loan
  • Guiding you from application to closing
Client reviews

9 five-star reviews

Five-star Google reviews selected for this profile appear above. Reviewer initials are shown for privacy.

Profile details

Scottsdale

Sr. Loan Officer, Scottsdale. NMLS ID 1640013 · Recorded licensing in 41 states and DC.

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Griffin Funding, Inc. NMLS Unique Identifier: 1120111
VA Approved Lender ID: 9088650000
FHA Non-Supervised Lender No.: 01472-0000-3

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Which best describes you?
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Self Employed
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VA Eligible
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Real Estate Investor
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Other
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What is the loan purpose?
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Purchase
A purchase loan can be used to buy a home.
Refinance
A 'rate and term' refinance allows you to improve the terms of your existing mortgage by lowering the monthly payment. A 'cashout refinance' allows you to convert equity into cash.
Home Equity
A home equity loan or line of credit is a 2nd mortgage that allows you to convert equity to cash without having to touch your existing 1st mortgage.
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