Our Scottsdale Office

About Griffin Funding – Scottsdale Office 

Griffin Funding is a leading mortgage lender serving homeowners and homebuyers in Scottsdale, throughout Arizona, and across the country. Our years of experience in the Scottsdale market give us a deep understanding of local real estate dynamics — from entry-level purchases in the East Valley to luxury transactions in North Scottsdale and Paradise Valley — so we can guide you through every step of your next transaction with confidence.

Our loan specialists make our Scottsdale mortgage company even better, offering personalized service and empowering homebuyers and homeowners through years of experience.

Mortgage Solutions We Offer in Scottsdale, AZ

Whether you’re looking for a conventional loan or investment property loans, Griffin Funding has a wide range of mortgage solutions to choose from.

Non-QM Loans 

• DSCR Loans: With a DSCR loan, you can use the income generated by your property to qualify for a loan without meeting income requirements.

• Bank Statement Loans: If you can’t provide traditional documentation like W-2s and paystubs, bank statement loans allow you to qualify for a loan with bank statements instead.

• Asset-Based Loans: These secured loans are backed by assets like commercial and residential real estate.

Traditional Mortgages 

• Conventional Loans: Conventional loans are the standard mortgage most homeowners choose, requiring income verification, a minimum credit score, and debt-to-income (DTI) ratio.

• VA Loans: VA loans offer more favorable loan terms for active-duty service members, veterans, National Guard/Reserve members, and surviving spouses of military members.

• FHA Loans: FHA loans are backed by the Federal Housing Administration, giving you access to better loan terms with fewer requirements.

• USDA Loans: USDA loans are only available for eligible properties, which includes qualifying rural and suburban properties.

Home Equity Solutions 

• Home Equity Loans: With a home equity loan, you can take out a lump sum loan using the equity you have in your home as collateral.

• Home Equity Lines of Credit: Home equity lines of credit (HELOCs) also allow you to borrow using your equity, but they function like a credit card instead of a lump sum loan.

Refinancing Solutions 

• Rate-and-Term Refinance: If you want to lower your mortgage interest rate or shorten your loan, a rate-and-term refinance is the solution.

• Cash-Out Refinance: A cash-out refinance allows you to cash out using your equity, but it also increases the total loan amount.

Why Choose Griffin Funding in Scottsdale? 

• Scottsdale real estate market knowledge: Since we’ve been working in the Scottsdale real estate market for years, we have a deep understanding of the local market that helps you find the right property at the right price.

• Arizona lending guideline knowledge: We know Arizona lending guidelines inside and out, including state-specific requirements for VA loans, non-QM products, and jumbo financing. Whether you’re buying a primary residence in North Scottsdale or an investment property in the greater Phoenix area, we know how to structure your loan correctly from the start.

• Traditional and non-traditional loans: Griffin Funding offers traditional and non-traditional loans, helping homebuyers of all types get the funding they need.

• Digital application: Our digital application process is quick and easy, so you don’t have to waste hours filling out complex applications and providing extensive documentation. With the Griffin Gold app, you can make sure you’re ready to get approved before you apply.

• Efficient underwriting: Our efficient underwriting process means you can get pre-approved in as little as 24 hours, making us a top mortgage lender in Scottsdale if fast funding is a priority. Our non-QM AI underwriting platform streamlines the application process for all non-QM loans. 

• Dedicated loan specialists: We have dedicated loan specialists available during business hours to help you apply for a loan, refinance your home, and more.

Areas We Serve

As one of the top mortgage companies in Scottsdale, AZ, we proudly serve Scottsdale and surrounding areas. Here’s where we lend in the Scottsdale area:

• Scottsdale: Known for its luxurious collection of spa resorts, golf courses, and nightlife, Scottsdale is an excellent real-estate market for high-end homes.
• North Scottsdale: One of the most sought-after luxury real estate submarkets in Arizona, North Scottsdale is known for its gated communities, golf course properties, and high-end new construction that frequently requires jumbo financing.
• Phoenix: As one of the more buyer-friendly areas in Arizona, Phoenix is a solid choice for investors looking for more affordable homes and diverse investment opportunities.
• Paradise Valley: Paradise Valley is a popular choice when it comes to luxury real estate, with high demand for privacy-focused homes.
• Tempe: Home to Arizona State University, Tempe is a great market to invest in whether you’re looking at multi-family properties or single-family homes.
• Mesa: Situated right near the Sonoran Desert, Mesa is home to some great real estate for people who love the outdoors.
• Chandler: Chandler is also known as the Silicon Desert, becoming a growing hub for technology and creating a strong real estate market for homeowners and investors.
• Gilbert: Gilbert is a family-friendly area that’s quickly growing, making it a popular destination for investors or homebuyers looking for single-family homes.
• Peoria: A fast-growing community northwest of Phoenix, Peoria offers a strong mix of master-planned communities and newer single-family homes that appeal to families and first-time buyers.
• Glendale: Home to State Farm Stadium and a growing entertainment district, Glendale is an increasingly attractive market for investors and homebuyers looking for more affordable entry points in the greater Phoenix area.
• Fountain Hills: Known for one of the world’s tallest fountains and breathtaking desert views, Fountain Hills is a quieter, upscale community popular with retirees and second-home buyers.
• Cave Creek: Cave Creek offers a unique blend of Old West charm and luxury desert living, attracting buyers who want privacy, acreage, and proximity to Scottsdale without the price tag.
• Surprise: One of the fastest-growing cities in Arizona, Surprise offers affordable homes and strong rental demand, making it a compelling market for real estate investors.

Contact Our Scottsdale Branch

Address:
Griffin Funding, Inc. dba Everest Funding

7033 E. Greenway Parkway, Suite 110
Scottsdale, AZ 85254

Business Hours:
Monday – Friday
9:00 AM – 6:00 PM PST

Phone:
Call (888) 503-9179