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Inside Sales Associate
SZGriffin Funding
Portrait of Scot Zwonitzer

Scot Zwonitzer

NMLS ID 421812
Inside Sales Associate · San Diego, CA · NMLS ID 421812
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San Diego
Financial PlanningGriffin Funding teamNMLS ID 421812
Financial foundationPersonal Financial Planning

Studied Personal Financial Planning at the University of Missouri.

Who Scot helpsFirst-time & affluent borrowers

Works across a range of financial profiles, including complex borrower scenarios.

Financing focusPurchase · Refinance · Home equity

Structures mortgage strategies around borrower goals, financial profile, and risk tolerance.

Client approachClear, disciplined guidance

Combines fast scenario analysis with clear communication and a client-first approach.

Professional biography

Scot Zwonitzer, Inside Sales Associate

Scot Zwonitzer is an Inside Sales Associate at Griffin Funding in San Diego, NMLS #421812, with a background in personal financial planning and mortgage lending.

Scot Zwonitzer is an Inside Sales Associate at Griffin Funding in San Diego, California, NMLS #421812, with a background in personal financial planning and mortgage lending. He works with borrowers across a wide range of financial profiles, from first-time homebuyers using down payment and closing cost assistance to high-net-worth clients seeking customized financing for home purchases, refinances, and home equity needs.

Financial Planning and Mortgage Experience

Scot attended the University of Missouri, where he studied Personal Financial Planning. That background shaped his approach to mortgage lending: understand the borrower’s full financial picture, evaluate the available financing structures, and explain how a mortgage decision fits within the client’s broader goals.

At Griffin Funding, Scot was drawn to the company’s forward-looking approach to Non-QM mortgage lending and its ability to work through financing scenarios that may require more flexibility than a standard mortgage solution.

Customized Mortgage Strategies

Scot focuses on structuring mortgage solutions around each borrower’s goals, financial profile, and risk tolerance. His experience includes first-time homebuyer financing, down payment and closing cost grant programs, purchase loans, mortgage refinances, home equity needs, and customized lending strategies for affluent and complex borrowers.

Known for quickly working through the numbers and finding creative paths through difficult scenarios, Scot combines mortgage strategy with clear communication and a disciplined, client-first approach. His guiding principles are straightforward: do the right thing, keep learning, treat people with respect, and bring professionalism to every transaction.

Life Outside of Work

Originally from Columbia, Missouri, Scot is based in San Diego and spends his time outside of work with his family and dog. He also enjoys college football, yoga, golf, nature, and travel. A fun fact about Scot: his parents met in a bowling alley.

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Griffin Funding, Inc. NMLS Unique Identifier: 1120111
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A 'rate and term' refinance allows you to improve the terms of your existing mortgage by lowering the monthly payment. A 'cashout refinance' allows you to convert equity into cash.
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A home equity loan or line of credit is a 2nd mortgage that allows you to convert equity to cash without having to touch your existing 1st mortgage.
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