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Inside Sales Associate
SCGriffin Funding
Portrait of Spencer Cutler

Spencer Cutler

NMLS ID 2323412
Inside Sales Associate · Scottsdale, AZ · NMLS ID 2323412
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Scottsdale
EntrepreneursGriffin Funding teamNMLS ID 2323412
Experience10+ years across sales & entrepreneurship

Background includes business ownership and financial-services work.

Business perspectiveFintech & equity recovery

Built experience solving financial problems and navigating complex situations.

Best fitEntrepreneurs & investors

Especially interested in clients whose circumstances may require flexibility.

ApproachConsultative & direct

Starts by understanding what a client wants to accomplish and why.

Professional biography

Spencer Cutler, Inside Sales Associate

Uses business ownership and financial-services experience to ask better questions and help entrepreneurs, investors, and self-employed borrowers identify next steps.

Spencer Cutler is an Inside Sales Associate at Griffin Funding with more than 10 years of experience across sales, entrepreneurship, and client-focused financial services. His background in business ownership, financial technology, and real estate-related services gives him a practical perspective when speaking with self-employed borrowers, real estate investors, entrepreneurs, and other clients exploring mortgage financing.

Business and Financial Services Background

Before joining the mortgage industry, Spencer built and operated multiple businesses, including ventures in the financial technology space. He also developed experience in real estate equity recovery, helping property owners and families navigate the process of recovering surplus equity following foreclosure sales. Those roles strengthened his skills in financial problem-solving, negotiation, client communication, and managing complex situations.

A Consultative Approach

At Griffin Funding, Spencer focuses on understanding the broader financial picture behind each client's goals rather than treating every conversation the same way. His background helps him ask better questions, communicate complex ideas in straightforward terms, and connect clients with the appropriate next step in the mortgage process. He is particularly interested in working with entrepreneurs, investors, and self-employed clients whose circumstances may require a more flexible approach to financing.

Communication Style

Spencer is known for responsiveness, direct communication, and a service-based approach to sales. He believes strong client conversations begin with understanding what someone is trying to accomplish and why before discussing potential financing paths.

Full professional biographyScroll to continue

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Griffin Funding, Inc. NMLS Unique Identifier: 1120111
VA Approved Lender ID: 9088650000
FHA Non-Supervised Lender No.: 01472-0000-3

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A 'rate and term' refinance allows you to improve the terms of your existing mortgage by lowering the monthly payment. A 'cashout refinance' allows you to convert equity into cash.
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A home equity loan or line of credit is a 2nd mortgage that allows you to convert equity to cash without having to touch your existing 1st mortgage.
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