Mortgage
Keep up with mortgage trends and learn about mortgage tips and tricks in order to be an informed and competitive buyer in the real estate market.
Earnest Money
If you are interested in purchasing property, you may have to take out a loan. There are different types of loans available, including FHA loans, investment property loans, and even a VA home loan. At the same time, before you can purchase the house, you may be required to place an earnest money deposit. If...
Escrow Explained: What It Is & How It Works in a Mortgage
The escrow process is a legal process where funds are collected and held by a neutral third party who disburse...
February Market and Company News!
Jobs report gives Fed green light for more rate hikes The Federal Reserve is almost certainly raising interest...
Demographics are changing for Remote Workers- Including Income Taxes and Lifestyle changes
Where we live has been dictated by where we can find a good job. That truism has defined much of where America...
Considering a Cash-Out? Now is a Great Time as Equity Skyrockets!
Record home price appreciation in the last few years has pushed tappable home equity to new heights! According to a report published by data vendor Black Knight this week, the third quarter of 2021 saw a nearly $250 billion dollar increase in tappable equity—a record. With record high tappable home equity, now is a great time to consider a...
Share of Homes Bought by Investors Keeps Growing as Single-Family Rents Soar
Real estate investors were responsible for 18.2% of the homes purchased in the U.S. during the third quarter o...
November News
High home prices could drop in November as mortgage rates increase, economist says Home prices are rising, tho...
Welcome To October!
HOME EQUITY HAS HIT A RECORD HIGH. As home prices continue their rapid rise, many Americans are sitting on a p...
What is a better investment, Stocks or Real Estate?
Stock Market Example Invest $160,000 10% annual growth $504,287 at end of 12 years $342,974 at the end of 8 years $2,808,354 at end of 30 years Griffin Funding offers DSCR (debt service coverage ratio) loans at a ratio as low as .75 to allow you to qualify on the cash flow of the property...
Why Jumbo Loans Are A Better Way to Purchase Your Luxury Home
What Is a Jumbo Loan? A Jumbo Loan is a type of home loan that allows borrowers to qualify for a larger loan t...
Backyard Design Ideas That Your Dogs Will Love
If you’re like most dog owners, you love the idea of watching your dogs play and run around in the backyard....
What to Consider When Buying a House: 5 Homebuyer Concerns
When you’re shopping for a new home, it’s challenging to tell when a house is actually in good condition. ...
Loan Programs Available to First-Time Home Buyers
Buying a home is an exciting and somewhat daunting decision. Many people get used to the idea of paying rent, ...
The #1 Reason Deals Fall Out Of Escrow
The number one reason that real estate deals fall out of escrow is because of the loan. Most loan officers, ba...
Bypassing The Big Banks for a Home Loan
When it comes to securing a home loan, every “big bank” has a set of criteria they use to discern ...
Pacific Gate San Diego High Rise Condo Foreign Income Loans
A new Bosa Development luxury high rise Condo project in the Embarcadero district of downtown San Diego opened...
Tips and Tricks Personalizing Your First Home
Nonstop Signs & Graphics is a versatile printing company based out of San Diego. We work with individuals,...
What Freelancers Need to Know About Getting a Mortgage
Getting a mortgage and looking for a new home is always a difficult process, especially when you’re self-emp...
Buyer’s Market
The real estate market has officially become a ‘buyers market’ in some areas of the country and wi...
Breaking: Real Estate Inventory Low
America’s luxury home market is facing an inventory shortage but it’s not as deep or severe as the one...
Buyer Beware: 3 Tips For First-Time Buyers
Buying your first home in the San Diego market can be difficult, especially for a young family just getting st...
Millennials Continue to Shake Housing Market
Millennials Leading the Way Millennials are increasingly entering the housing market as first-time buyers and ...
What is motivating millennials to purchase their first home?
As it turns out, millennials do want to own a home, and it’s just for a different reason than we think. A re...
Why the mortgage business will never go 100% digital
So you’ve found your dream house. Now, where do you go for a home loan? Do you go with the lender your real ...
What To Do If You Want To Be A Successful Home Buyer In Today’s Market
Home prices are rising at their fastest pace in almost three years. The index has increased by 6% in the past...
Student Loan “Cash-Out Refinance”
The new changes Fannie has put into place will waive the increased fees & higher interest rates associat...
House Hunting Out Of Town? We’ve Got Your Back.
During the first quarter of this year, 20% of online house hunters searched for properties that were outside t...
Median Home Value On The Rise But Experts Say No Bubble In Sight
In April the median home value increased to $198,000 according to Zillow’s data. That is 1% above the p...
Mortgage Closings Keep Getting Quicker
The time it takes to close all loans (both purchase and refinance) fell to 42 days in April, down from 43 days...
Purchase Money Loans Increase While Time To Close Decreases
The share of mortgage closings that were for home purchases increased in April according to the latest data f...
Homeownership Most Often Delayed By Downpayment Confusion
According to a survey by by Genworth Mortgage Insurance, misperceptions about downpayments are deterring w...
Want to Shave Years Off of Your Mortgage Payments?
We would all like to pay off our mortgages sooner rather than later, right? But with mortgage payments that ne...
Are You Prepared to Get a Home Loan?
The first step when you are getting ready to purchase a home is making sure your credit is up to par. Your cre...
Should You Refinance?
Why should you refinance? Many don’t ever think about refinancing, but did you know the average person can s...
How Recent Market Changes Can Affect You
As the Real Estate and financial markets continue to move up and down, mortgage rates can also be affected. Si...
Is an FHA Loan Right For Me?
With the resurgence of FHA home loans, many home owners are wondering if they can benefit from an FHA loan. Th...
Home Purchase Loan Tips
If you are thinking about purchasing a new home, don’t wait until you find the perfect home to get prequalif...
Latest Posts on the Blog
The Ultimate Home Maintenance Checklist for Every Season
Why Every Homeowner Needs a Home Maintenance Checklist Below are a few reasons why every homeowner can benefit...
Do HELOCs Have Closing Costs?
Yes, most lenders charge closing costs on a home equity line of credit, though they’re typically lower than ...
Does a HELOC Require an Appraisal?
Yes. In most cases, a lender will require an appraisal for a home equity line of credit to determine your home...