Justin Guthrie
Loan Officer - San Diego, CA NMLS# 2328091
Since stepping into the mortgage industry in September 2021, I’ve dedicated myself to guiding borrowers through one of the most important financial decisions of their lives. Licensed as a Mortgage Loan Officer since June 2022, I specialize in helping real estate investors and self-employed individuals secure financing that fits their unique financial profiles.
With in-depth knowledge of DSCR (Debt Service Coverage Ratio) loans for investment properties and bank statement loans for self-employed borrowers, I work closely with each client to ensure they understand their options and feel confident at every stage of the loan process. My approach is rooted in education, communication, and transparency—ensuring a smooth, informed journey from application to closing.
Whether you’re building your investment portfolio or buying a home as an entrepreneur, I’m committed to making the path to homeownership clear, personalized, and achievable.
