Select this option if you work for yourself and not an employer.

If you are a current service member or veteran select this option.

Select this option if you invest in income-producing rental properties.

Select this option if none of the other 3 options apply.

A purchase loan can be used to buy a home.

A 'rate and term' refinance allows you to improve the terms of your existing mortgage by lowering the monthly payment. A 'cashout refinance' allows you to convert equity into cash.

A home equity loan or line of credit is a 2nd mortgage that allows you to convert equity to cash without having to touch your existing 1st mortgage.