What Our Customers Are Saying
We needed to refi a rental but I could not find a decent mortgage anywhere - I'd been looking for at least 10 months, talked to dozens of lenders. Everything had early payoff penalties or some other gimmick, or there was something about the property that a lender didn't like. I was running out of hope. But Marina and her team went to bat for me! They got a good appraisal and found a loan that worked for us! Even got a decent rate in this insane economy! I highly recommend her, and I'll very likely be calling her again!
I had a wonderful experience with Griffin Funding. As I was attempting to relocate to another state for work, I actually talked with another lender in the early stages, which was a helpful comparison. It was like night and day. Kelli and Kristi at Griffin were amazing. From the very beginning, they were willing to bend over backwards to support me through the process – willing to answer all my questions and give me their time – which is a big need for a first time home buyer. Throughout the entire process, they were incredibly friendly, responsive and supportive. I highly recommend this team. Thank you for a great experience!
Just wow! When we were let down by our original lender I spoke to Ben at Griffin Funding, I did not think at the time he would be able to get the deal done. I threw a million questions at him and he answered them all! He told me it was possible to get the deal done, and I was skeptical due to my past experience with another lender. We then got introduced to Terra she was our processor and she was absolutely amazing, she has such a positive attitude and great energy she was always at the other end of the phone. I would call her multiple times a day with questions and she made me feel like she was only working on my case (which I know was not the case)and always took the time to answer me. We closed on our dream home because of Ben and Terra and I owe them a massive thank you. I cannot wait to work with them in the future and I will be recommending them to anybody looking for a lender that can actually deliver on their promise.
I have had a wonderful experience with Griffin Funding. I had many offers from different companies, but after speaking with Colby I was confident that she was the right person to handle our VA refinance. Her production assistant Shayda was also great. She was very responsive and pleasant. Together they make an amazing team.
Having been previously denied a refinance loan application by a nationally known mortgage company, I was so glad that I did not give up and found Griffin Funding to be very solicitous and understanding of what I wanted to achieve. Ryan Taylor patiently reviewed my file, and he came up with a refinance package that was appropriate and had a better chance of getting approved. Christine Williams then took over to shepherd the loan application to an approval, closing and funding. I am very grateful for the tremendous assistance they provided. It was a gratifying experience to have a loan application disapproved in November 2021 and then get funding in January 2022. Griffin Funding made this quick turnaround happen. Thank you so much Ryan and Christine. For all you folks out there, give Griffin Funding a try. You won't be disappointed.
Matt and Venues are great! They made the whole buying process smooth and as easy as can be! Venues made sure all of our conditions were met before the loan was submitted so there were no surprises as we got close to closing. I would use them again!
To Whom it May Concern:I, as do many homeowners, receive many funding requests from different loan companies, so when I received an email stating that Griffin Funding could provide me with a VA loan with an excellent rate, and, fast processing, I thought, "Why not see what they can do".I'm glad I tried!At the time, I had my current home in escrow and was going to use the sale proceeds to finance a new home purchase.I explained my situation to the loan officer/s, (names below), and was assured that my new home purchase could be handled with relative ease.And indeed, it was, so smoothly that although I started the loan process with "Griffin" weeks after my home sale buyers funding was started, my new loan package was sitting and waiting for my home buyers funding to be completed.I'm recommending "Griffin Funding" and especially their two loan officers to my son as he is in the process of not only looking for funding but in need of loan officers skilled in how to handle employee stock options with regard to assessing personal valuation in loan applications.Excellent Loan Officers:Marina Oliver *****Lexie Estrada *****Fred A.
DSCR Loan Requirements and Qualifications
To get a DSCR loan, you will need to meet certain minimum qualifications, such as:
DSCR of .75 or above- Credit score of 620 or above
- 20% minimum down payment
- Must be purchasing an investment property
Reach out to Griffin Funding today to find out more about the benefits of DSCR loans and the application process for this type of financing.
DSCR Loan Rates
Many lenders will require borrowers to have a minimum DSCR of 1.25 to qualify for a DSCR mortgage loan. However, Griffin Funding allows real estate investors to qualify for a loan with a DSCR as low as .75. Please note that interest rates are better on DSCR ratios of 1 or above and that a DSCR ratio of less than 1 requires borrowers to have 12 months of reserves.