Home Equity Loans

How to Get a Home Equity Loan

If you are interested in qualifying for a home equity loan, the application will be similar to applying for a traditional loan, such as a fixed-rate mortgage. To get a home equity loan, follow these steps:

1. Connect with our team to talk to us about the loan options we have available. We will direct you to an online application that you can fill out.
2. We will guide you through the required types of paperwork as a part of the application process. You should submit the paperwork to us, and we will review it for you.
3. We will reach out to you if we have any questions or concerns about your application, or if we need more information.
4. Once we hear back, we will let you know if you have been approved for a home equity loan and inform you of the loan amount and interest rate you qualify for.
5. If you decide to accept our terms, we will invite you to sign the loan document in the presence of a notary.

We have made our process as easy as possible. We do not require a credit check for a quote, and we do not require as much documentation as other lenders. Our online loan application is straightforward and can often be completed in under 15 minutes.

What Our Customers Are Saying

Lucas Ma

3 months ago

Got a stated income loan and that was never easy to start off with. The whole process was much smoother than I had expected. Constant communication and updates . Responsive and getting problems resolved in a timely manner. There were glitches along the way but Denise was always available and take charge of issues and very transparent of the whole process.

Rashad Evans

3 months ago

I had a great experience with Marina and Shahla! I’m looking forward to doing business with them in the future.

Skip Lane

3 months ago

Great rep who understood my exact requirements and put together a product that met my needs. Her follow up was great too.

Tucker Billimek

3 months ago

For a refinance I worked with Nina F and Andres S . The process was quick and straightforward, Everything was smooth. No unexpected fees or surprises. Professional, kind, and expediate.

Vlad Bistriceanu

3 months ago

Would leave fewer than 0 starts if possible.

Meredith Cochran

4 months ago

I had the best experience with Bill, Taylor, Trey, Ashley, and Nina at Griffin! They were incredibly thoughtful with the entire process, leaving no stone unturned as I went through my first home purchase. It's such a big purchase that you want a great team behind you and every single person treated me as though I was their most important client. I couldn't be happier with the competitive loan they offered and how seamless the process was. Especially on a tight turnaround! Great job, team! I'll definitely send others your way!

Logan Saetre

6 months ago

I was looking for a non-traditional asset based loan and Griffin Funding delivered. The initial pitch was that they may not provide the absolute best interest rate but they can provide a professional service that is promised to deliver on time for closing. In fact, I was given a much better interest rate than any other local companies and they did in fact deliver on getting everything together in time of a 30 day closing period.

I worked with Marina Oliver and she was a pleasure to work with. This was my first time applying for a mortgage, and she helped walk me through step-by-step every part of the process. Marina has a perfect balance of professionalism and positivity that went a long way to make this a pain free and a fulfilling experience.

Shell Contizano was the partner and intermediary to Sr. Processor Nick. There were a few bumps going through verification of an account, but regardless Shell went above and beyond to make sure that everything was in place before handing things off to the underwriting team.

All in all this process was complicated, but went much more smoothly than was anticipated. Mahalo for making a dream come true. 🤙

Matt Weber

7 months ago

Normally I'm not a review poster but Kristi, Jennifer, and Liz earned it. The process of a non-traditional loan can pose some non-traditional hurdles. The team @ Griffin were absolute rock stars from start to finish. In this day and age personalized service complimented w/ efficient user friendly tech is hard to come by. Much appreciation for their hard work. No doubt I will be reaching out for assistance on future projects- 5 Stars!!

JeanPaul Velasquez

7 months ago

I had an outstanding experience working with Marina, Shell, and Nick on my non-qualifying mortgage. From the very beginning, they were responsive, transparent, and incredibly knowledgeable. Non-QM loans can feel complicated, but they made the entire process straightforward and stress-free.
What really stood out was their communication. Every question I had was answered quickly and clearly, and I always felt like I knew exactly where things stood. They were proactive, organized, and genuinely invested in getting the deal done smoothly.
Beyond their professionalism, they were simply a pleasure to work with — friendly, patient, and solution-oriented. It’s rare to find a team that combines expertise with that level of service and attention to detail.
I would absolutely work with them again and highly recommend them to anyone looking for a mortgage team that truly delivers.

Brenda Mai

7 months ago

I had an outstanding experience working with this lending company especially KC and Shell. The team was knowledgeable, responsive, and genuinely cared about helping me find the best financing solution for my goals. Communication was clear throughout the entire process, and they made what can often feel overwhelming simple and stress-free.

They were transparent about rates, timelines, and expectations, and always took the time to answer questions thoroughly. The process moved efficiently, and I felt supported every step of the way. Their professionalism, attention to detail, and customer service truly set them apart.

I highly recommend this company to anyone looking for a lender who is trustworthy, organized, and committed to helping clients succeed. I’ll definitely be working with them again in the future!