Sarah Howell Talks VA Home Loans

William Lyons, CEO of Griffin Funding http://www.gulfportpharmacy.com interviews Sarah Howell, Sr. Loan Officer about the advantages and pitfalls of VA home loans.


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Conventional Loans for First-Time Home Buyers

A conventional loan for first-time home buyers is a traditional mortgage loan that meets the parameters set by Freddie Mac or Fannie Mae. Conventional loans require some percentage of down payment, depending on the mortgage you choose, and your credit score typically must be 620 or higher. In addition to credit score, conventional loans for Read More…

Bank Statement Loans for First-Time Home Buyers

Bank statement loans for first-time buyers are a way to secure a mortgage using non-traditional means. When you have self-employed income that you are depositing into a bank account, you can obtain a mortgage through a bank statement loan.  A bank statement loan can make it easier for business owners, contractors, and freelancers to provide Read More…

Adjustable-rate vs. Fixed-rate Mortgages

If you are thinking about purchasing a new home, you might not be in a position to purchase a home with cash alone. Fortunately, you do not need to save up hundreds of thousands of dollars to qualify for a house. There are plenty of loan options available, but every buyer is in a different Read More…