The United States Department of Veterans Affairs provides a valuable home loan benefit to current service members, veterans, and eligible surviving spouses. VA loans are often easier to secure because the approval criteria and lending qualifications tend to be less restrictive than other available types of mortgage loans. The VA offers, through a network of Read More…
VA Home Loans
What Credit Score Is Needed For First-time Home Buyers In 2022?
Are you interested in purchasing a new home in the near future? You might be buying a home for the first time, which is why you need to think carefully about your credit score. It is one of the most important factors that will dictate whether you qualify for a home loan. Regardless of whether Read More…
How To Get a VA Home Loan With Bad Credit
Wondering if you can get a VA home loan with bad credit? The answer is Yes. Active-duty service members and veterans who have a bumpy credit history usually find it easier than they expected to get approved for a VA home loan, even with bad credit. The U.S. Department of Veterans Affairs recognizes that Read More…
How Much is the Average Down Payment on a House?
If you are thinking about purchasing a house, there are a lot of steps you need to complete. One of the most important steps is to accumulate a down payment. A down payment is the amount of money that you have to put towards the principal value of the house at closing. Learn more about Read More…
How to Apply and Qualify for the First Time Home Buyer Grant
If you are interested in purchasing a house for the first time, you have probably realized that there are a lot of hoops that you have to jump through. Even though it can look like a significant challenge to purchase a house on your own for the first time, there are tools that you can Read More…
New Products and 2017 Predictions
The mortgage industry is going through a lot of changes right now. It’s always a good idea to review your situation at least once a year. We can set a free consultation to ensure you are on track. Give us a call at 888-721-0003 or request a consultation on the right hand side of this page. New Products at Read More…
Effects of Trump Election and Yellen Comments on VA Mortgage Rates
The reason for this post is to make Veterans who are using their VA benefits (to either refinance or purchase a home) aware of the current mortgage market environment. The Trump election and Fed Chair Yellen’s recent comments created some major changes that you need to be aware of. In mid 2016 mortgage rates dove to Read More…
Sarah Howell Talks VA Home Loans
William Lyons, CEO of Griffin Funding http://www.gulfportpharmacy.com interviews Sarah Howell, Sr. Loan Officer about the advantages and pitfalls of VA home loans.