If you are thinking about purchasing a house, there are a lot of steps you need to complete. One of the most important steps is to accumulate a down payment. A down payment is the amount of money that you have to put towards the principal value of the house at closing. Learn more about Read More…
downpayment
How to Apply and Qualify for the First Time Home Buyer Grant
If you are interested in purchasing a house for the first time, you have probably realized that there are a lot of hoops that you have to jump through. Even though it can look like a significant challenge to purchase a house on your own for the first time, there are tools that you can Read More…
Today’s Marketplace
The Markets Rates declines for the second straight week, but they started rising toward the end of the survey period. For the week ending June 7, Freddie Mac announced that 30-year fixed rates decreased to 4.54% from 4.56% the week before. The average for 15-year loans fell to 4.01% and the average for five-year adjustables Read More…
Hispanic Wealth and Influence Growing
Home purchases, new business starts and stock market investment are accelerating among the U.S. Hispanic population in spite of political headwinds, according to the 2018 Annual Report from The Hispanic Wealth Project, a non-profit organization supported by the National Association of Hispanic Real Estate Professionals (NAHREP). Based on the report, the Hispanic homeownership rate rose Read More…
Why Are Millennials Money Hungry?
Millennials have consistently been the butt of jokes in the last decade. Many older generations criticize millennials for not preparing for their future or being lazier than previous generations. But these stereotypes are largely inaccurate. In fact, 63 percent of millennials are saving their money, according to Bank of America’s Better Money Habits millennial Report. Read More…